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RBC Cathay Pacific Visa Platinum Review

RBC Cathay Pacific Visa Platinum details

Balance Transfer Intro APR:
Balance Transfer Intro Period:
Purchase Intro:
Purchase APR:
20.50% Fixed
Annual Fee:
See Notes
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Credit Card Rate Information:

  Balance Transfer
  Cash Advance
  20.50% Fixed
 22.50% Fixed
 22.50% Fixed
APR Floor:
Intro Rate:
Intro Period:

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 25.50% - 27.50% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
 27.50% Fixed
Penalty/Default Trigger:
 Your interest rate will increase to 25.50% on purchases and 27.50% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by your new statement date two (or more) times in any 12-month period

Credit Card Fee Information:

Annual Fee:
 $150 (See Notes)
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
 Redeem your Asia Miles towards flights to over 900 international destinations, hotel and holiday packages, merchandise, and much more. Earn more Asia Miles from a wide selection of Asia Miles partners.
Special Notes:
 Annual Fee: $150 for the primary card and $75 for each additional card. There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. Cash Advance Fees: $3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate; $5.00 if cash withdrawal or cash-like transaction occurs outside Canada. No fee on credit card checques at your standard or introductory interest rate. Penalty APR: 25.50% and 27.50%. Dishonoured Payment Fee: $40.
Credit Card More Information:

Card Issued By:
General Correspondence Address:
 134 North Church Street
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
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Credit Needed: