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RBC Cathay Pacific Visa Platinum


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 N/A
 
 
Margin:
 N/A
 N/A
 N/A
APR:
  20.50% Fixed
 22.50% Fixed
 22.50% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Unknown
Default/Penalty APR:
 25.50% - 27.50% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 27.50% Fixed
Penalty/Default Trigger:
 This APR will apply if you do not make your minimum payment by the payment due date and you have not paid it by the date your next statement is prepared 2 or more times in any 12 month period.
Credit Card Fee Information:

Annual Fee:
 $150
Foreign Transaction Fee:
 2.50%
Late Fee:
 None
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
N/A $3.50 min.  


Notes:

Rebate Description:
 Earn 10,000 Asia Miles upon approval. 1 Asia Mile for every $1 CAD you spend on the card. Double Asia Miles for each $1 CAD spent on Cathay Pacific tickets purchased with your card online at www.cathaypacific.com. 2 Asia Miles for every $5 HKD spent on in-flight purchases (minimum net purchase of $500 HKD). Earn more Asia Miles from a wide selection of Asia Miles partners. Redeem your Asia Miles towards flights to over 900 international destinations, hotel and holiday packages, merchandise, and much more.
Special Notes:
 Annual Fee: $150 for the primary card and $75 for each additional card. There is no interest-free period for cash advances. Cash advances, balance transfers, use of RBC credit card cheques, certain bill payments and cash-like transactions are all cash advances. Interest is charged from the day the cash advance is made until payment is received for the total amount you owe. Cash Advance Fees: $3.50 for (i) cash withdrawals or cash-like transactions, in Canada, or (ii) bill payments or balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate; $5.00 if cash withdrawal or cash-like transaction occurs outside Canada. No fee on credit card checques at your standard or introductory interest rate. Penalty APR Notes: Your interest rate will increase to 5% above your standard Purchase and Cash Advance interest rates (currently 25.50% and 27.50% respectively) until such time as you have paid the Minimum Payment by your New Statement Date for 6 consecutive months thereafter.
Card Issued By:
 RBC
General Correspondence Address:
 134 North Church Street, Rocky Mount, NC, 27804
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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