Earn double rewards points for 90 days. After 90 days you'll earn 1 point for every $1 spent on purchases. Redeem points for gift cards from a wide variety of U.S. and Canadian retailers, restaurants and other merchants, travel with no hidden fees, black-out dates or seat restrictions, high-end merchandise such as jewelry, electronics and entertainment, or cash-back credit you can apply towards your outstanding account balance.
Annual Rewards Program Fee: Visa Signature Rewards: $0. Visa Signature
Rewards Plus: $75. Balance Transfer Fee: Either $10 or 3% of each Balance Transfer, whichever is greater (after the end of the introductory period, the maximum fee is $99). Cash Advance Fee: Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: 1.5% of the U.S. Dollar amount of the foreign transaction regardless of whether the transaction is made in U.S. Dollars or in a foreign currency.