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Credit Needed
Excellent

RBC Bank Visa® Platinum Credit Card Review

RBC Bank Visa® Platinum Credit Card details

Balance Transfer Intro APR:
0.00% introductory APR for six months when you open your account
Balance Transfer Intro Period:
6 months
Purchase Intro:
APR:
0.00% introductory APR for six months when you open your account
Period:
6 months
Purchase APR:
9.99% to 19.99% for Visa Platinum accounts, based on your credit worthiness.
Annual Fee:
$0 for Visa Platinum Rewards; $55 for the Optional Visa Platinum Rewards Plus (waived for Private Banking customers and RBC Bank employees)
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.49% - 16.49%
 6.49% - 16.49%
 16.49%
APR:
  9.99% to 19.99% for Visa Platinum accounts, based on your credit worthiness.
(Variable)
 9.99% to 19.99% for Visa Platinum accounts, based on your credit worthiness.
 19.99% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% introductory APR for six months when you open your account
 0.00% introductory APR for six months when you open your account
 N/A
Intro Period:
 6 months
 6 months
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 $0 for Visa Platinum Rewards; $55 for the Optional Visa Platinum Rewards Plus (waived for Private Banking customers and RBC Bank employees)
Foreign Transaction Fee:
 3.0% of the U.S. Dollar amount of the foreign transaction regardless of whether the transaction is made in U.S. Dollars or in a foreign currency
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 3% of each Balance Transfer, whichever is greater (after the end of the introductory period, the maximum fee is $99)  


Notes:

Rebate Description:
 Earn valuable RBC Rewards Points with every qualifying purchase. Redeem points for travel, merchandise, gift cards, and cash back.
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 RBC Bank (Georgia), N.A.
General Correspondence Address:
 PO Box 90248
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent