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About Our Ratings

Ralphs rewards plus Visa® Card Review

Ralphs rewards plus Visa® Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
9 billing_cycles
Purchase Intro:
APR:
0% Fixed
Period:
9 billing_cycles
Purchase APR:
13.99% - 23.99% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 10.74 - 20.74
 10.74 - 20.74
 21.99
APR:
  13.99% - 23.99% Variable
 13.99% - 23.99% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 9 billing_cycles
 9 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2.80%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 Earn 2 points per $1 spent at Ralphs stores, 3 points per $1 spent on Ralphs store brand products, 1 point per $1 spent anywhere Visa Cards are accepted. Rewards are sent automatically every quarter. Get a $5 rewards certificate for every 1,000 points you collect.
Special Notes:
 APR for Balance Transfers: 0% introductory APR for the first 9 billing cycles for balances transferred within 30 days from account opening. After that, 13.99% to 23.99% based on your creditworthiness. Applicant must be 18 years of age and have a U.S. address and Social Security Number. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction Fee: 2.8% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 2.8% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 US Bank
General Correspondence Address:
 PO Box 6352
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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