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Credit Needed
Excellent

Ralphs rewards plus Visa® Card Review

Ralphs rewards plus Visa® Card details

Balance Transfer Intro APR:
0% introductory APR for the first 9 billing cycles for balances transferred within 30 days from account opening
Balance Transfer Intro Period:
9 billing cycles
Purchase Intro:
APR:
0% introductory APR for the first 9 billing cycles
Period:
9 billing cycles
Purchase APR:
14.24% to 24.24% based on your creditworthiness when you open your account
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 10.74% to 20.74%
 10.74% to 20.74%
 21.99%
APR:
  14.24% to 24.24% based on your creditworthiness when you open your account
(Variable)
 14.24% to 24.24% based on your creditworthiness when you open your account
 25.49% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0% introductory APR for the first 9 billing cycles
 0% introductory APR for the first 9 billing cycles for balances transferred within 30 days from account opening
 N/A
Intro Period:
 9 billing cycles
 9 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2.8% of each foreign transaction
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either 4% of the amount of each transfer or $10 minimum, whichever is greater  


Notes:

Rebate Description:
 1 point per net $1 spent anywhere Visa Cards are accepted. 2 points per net $1 spent at Ralphs grocery stores. 3 points per net $1 spent on Ralphs store brand products. Earn free groceries faster. Rewards are sent automatically every quarter. Get a $5 rewards certificate for every 1,000 points you collect.
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 U.S. Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent