1-2-3 REWARDS Certificates are redeemable for purchases at the Kroger Family of Stores. 1 Point per dollar of Net Purchases – All Purchases outside Kroger Family of Stores excluding Kroger Fuel Centers; 2 Points per dollar of Net Purchases – All Purchases inside Kroger Family of Stores (excluding Purchases of Kroger Family of Stores Own Brand Products); 3 Points per dollar of Net Purchases – All Purchases of Kroger Family of Stores Own Brand Products. Every 1,000 points = $5 in purchases.
APR for Balance Transfers: 0% introductory APR for the first 9 billing cycles for balances transferred within 30 days from account opening. After that, 13.99% to 23.99% based on your creditworthiness.
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