Earn 60,000 Bonus Points after you spend $1,000 in the first 3 months of account opening - that's up to 4 free nights. Annual Free NightE-Certificate Worldwide. Earn 5 points per $1 spent at all of InterContinental Hotel Group (IHG) hotels. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all additional purchases. 10% rebate on Priority Club point redemptions.
Annual fee waived for the first year, after that $49. You will first be considered for a Visa Signature card. If you do not qualify for that product, you will automatically be considered for a Visa Platinum card, which has different fees, benefits, and credit availability. You must be at least 18 years old to qualify (19 in AL and NE). Balance Transfer Fees: Either $5 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fees: Either $10 or 3% of the amount of each cash advance, whichever is greater. Foreign Transaction Fees: None. Penalty APR: 29.99%. If your APRs are increased, the Penalty APR will apply indefinitely. Card company will not charge interest on Purchases if you pay your entire balance by the due date.