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About Our Ratings

PNC Points® Visa® Credit Card Review

PNC Points® Visa® Credit Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
APR:
12 billing_cycles
Balance Transfer Fee:
3% ($5 min. )
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 8.74 - 18.74
 8.74 - 18.74
 18.74
APR:
  11.99% - 21.99% Variable
 11.99% - 21.99% Variable
 21.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
 25.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 There is no limit to the number of points you can earn. Redeem points for cash rewards, gift cards, electronics, name brand merchandise, travel and more.
Special Notes:
 APR for Balance Transfers: 0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Late Payment Fee and Returned Payment Fee: Up to $35 each. Balance Transfer Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of each cash advance, whichever is greater. As per the online application, the states available to apply for PNC credit cards are: AL DE DC FL GA IL IN KY MD MI MO NC NJ OH PA SC VA WI WV. The due date is at least 21 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. Penalty APR: 28.99%; If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
Credit Card More Information:

Card Issued By:
 PNC Bank, National Association
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 Airlines, Balance Transfer, Cash Back, Low Intro Rate, Reward
States Available In:
 AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, OH, PA, SC, VA, WI, WV
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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