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About Our Ratings
Credit Needed
Excellent

PNC Bank points® Visa® Credit Card Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
12.24% to 22.24%, based on your creditworthiness (Variable)
Annual Fee
None

This card compared to other airlines cards

Points or Miles
Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
Double AAdvantage(R) miles on eligible American Airlines purchases*
Bonus Miles or Points
Get 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
Purchase APR
12.24% to 22.24%, based on your creditworthiness (Variable)
15.49%-19.49% Variable 
14.24% - 22.24%* (Variable) 
Annual fees
None
$0 introductory annual fee for the first year, then $95.
$95, waived for first 12 months*
Rates and Fees
CardRatings.com Editorial Staff

PNC Bank points® Visa® Credit Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
Balance Transfer Intro Period:
APR:
12 billing cycles
Balance Transfer Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 8.74% - 18.74%
 8.74% - 18.74%
 18.74%
APR:
  12.24% to 22.24%, based on your creditworthiness
(Variable)
 12.24% to 22.24%, based on your creditworthiness
 22.245 (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0% introductory APR for the first 12 billing cycles following account opening
 0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
 N/A
Intro Period:
 12 billing cycles
 12 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 29.24% (variable); If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due
Default/Penalty Margin:
 25.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of each foreign transaction amount in U.S. dollars
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater  


Notes:

Rebate Description:
 Earn 4 points for every $1 in qualifying purchases. Earn even more points with a qualifying PNC Virtual Wallet or PNC Checking account relationship. Redeem your points for thousands of valuable rewards – including cash, name brand merchandise, travel, and more.
Special Notes:
 As per the online application, the states available to apply for PNC credit cards are: AL DE DC FL GA IL IN KY MD MI MO NC NJ OH PA SC VA WI WV. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 PNC Bank, National Association
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Classic
Card Category:
 Airlines
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent