The Penalty APR may be applied to your account if you make a late payment.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
4% ($5 min. )
Redeem points for cash rewards, gift cards, electronics, travel, name brand merchandise and more.
APR for Balance Transfers: 0.00% introductory APR for the first 18 billing cycles following account opening when the balance is transferred within the first 90 days following account opening; after that, your APR will be 10.99% to 19.99%, based on your creditworthiness. This APR will vary with the market based on the prime rate. Late Payment Fee and Returned Payment Fee: Up to $35. Balance Transfer Fee: Either $5 or 3% of the amount of each balance transfer within the first 90 days following account opening; after that, either $5 or 4% of the amount of each balance transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of each cash advance, whichever is greater. As per the online application, the states available to apply for PNC credit cards are: AL DE DC FL GA IL IN KY MD MI MO NC NJ OH PA SC VA WI WV. The due date is at least 21 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. Penalty APR: 28.99%; if your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due.