The Penalty APR may be applied to your account if you make a late payment.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
3% ($5 min. )
Earn 1.25% cash back on net purchases in the next billing cycle after you make adjusted purchases totaling any amount up to $1,999.99 in the prior billing cycle. Earn 1.50% cash back on net purchases in your next billing cycle after you make adjusted purchases totaling $2,000–$3,999.99 in the prior billing cycle OR
maintain a Performance Checking account or Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements in the prior billing cycle. Earn 1.75% cash back on net purchases in your next billing cycle after you make adjusted purchases totaling $4,000 or more in the prior billing cycle OR
maintain a Performance Select Checking account or Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements in the prior billing cycle.
APR for Balance Transfers: 0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Late Payment Fee and Returned Payment Fee: Up to $35 each. Balance Transfer Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of each cash advance, whichever is greater. As per the online application, the states available to apply for PNC credit cards are: AL DE DC FL GA IL IN KY MD MI MO NC NJ OH PA SC VA WI WV. The due date is at least 21 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. Penalty APR: 28.99%; If your APRs are
increased for the stated reason, the Penalty APR will apply until you
make six consecutive minimum payments when due.
Card Issued By:
PNC Bank, National Association
General Correspondence Address:
Balance Transfer, Cash Back, Gas, Low Intro Rate
States Available In:
AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, OH, PA, SC, VA, WI, WV
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
*The credit card information displayed here has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.
This does not work like a traditional credit card. The interest on purchases accrues the moment you make the purchase, not after it appears on your statement and you don't pay it in full (like most cards). The local bank employees did't even understand this until they checked our why I was charged interest when I had made no purchases. Don't get this card.
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