The Penalty APR may be applied to your account if you make a late payment.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
3% ($5 min. )
Earn 1.25%, 1.50% or 1.75% cash back on net purchases, based on total monthly purchases. Earn even more cash rewards with a qualifying PNC Virtual Wallet or PNC Checking account relationship. See website for details. There’s almost no limit to your earning potential and no expiration date on the cash back you’ve earned.
APR for Balance Transfers: 0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Late Payment Fee and Returned Payment Fee: Up to $35 each. Balance Transfer Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater. Cash Advance Fee: Either $10 or 4% of each cash advance, whichever is greater. As per the online application, the states available to apply for PNC credit cards are: AL DE DC FL GA IL IN KY MD MI MO NC NJ OH PA SC VA WI WV. The due date is at least 21 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. Penalty APR: 28.99%; if your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
Credit Card More Information:
Card Issued By:
PNC Bank, National Association
General Correspondence Address:
Balance Transfer, Cash Back, Gas, Low Intro Rate
States Available In:
AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, OH, PA, SC, VA, WI, WV
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Consumer Average Ratings:
Credit Card Consumer Reviews:
M Guins ( Mar 20, 2014 at 5:08 pm)
This does not work like a traditional credit card. The interest on purchases accrues the moment you make the purchase, not after it appears on your statement and you don't pay it in full (like most cards). The local bank employees did't even understand this until they checked our why I was charged interest when I had made no purchases. Don't get this card.