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About Our Ratings
Credit Needed
Excellent

PNC Bank CashBuilder® Visa® Credit Card Review

Top Features

Cashback on Gas
1.25% - 1.75%
Cashback on groceries
1.25% - 1.75%
Cashback on other
1.25% - 1.75%
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
1.25% - 1.75%
3% at U.S. gas stations
2% at U.S. gas stations
Cashback on Groceries
1.25% - 1.75%
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
3% at U.S. supermarkets on up to $6,000 per year in purchases
Cashback on other
1.25% - 1.75%
1% other purchases. Terms and limitations apply.
1% other purchases. Terms and limitations apply.
Purchase Intro
APR:
N/A
APR:
0% on Purchases
Period:
for 12 months
APR:
0% on Purchases
Period:
for 12 months
Purchase APR
13.24% to 22.24% (Variable) 
13.49%-23.49% Variable 
13.49%-23.49% Variable 
CardRatings.com Editorial Staff

PNC Bank CashBuilder® Visa® Credit Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
13.24% to 22.24% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.74% to 18.74%
 9.74% - 18.74%
 18.74%
APR:
  13.24% to 22.24% (Variable)
 13.24% to 22.24% (Variable)
 22.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
 N/A
Intro Period:
 N/A
 12 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 29.24% (Variable); If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due
Default/Penalty Margin:
 25.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of each foreign transaction amount in U.S. dollars
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater  


Notes:

Rebate Description:
 Earn 1.25%, 1.50% or 1.75% cash back on net purchases, based on total monthly purchases. Earn even more cash rewards with a qualifying PNC Virtual Wallet or PNC Checking account relationship. See website for details. There’s almost no limit to your earning potential and no expiration date on the cash back you’ve earned.
Special Notes:
 Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 PNC Bank, National Association
General Correspondence Address:

Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    M Guins ( Mar 20, 2014 at 5:08 pm)

    This does not work like a traditional credit card. The interest on purchases accrues the moment you make the purchase, not after it appears on your statement and you don't pay it in full (like most cards). The local bank employees did't even understand this until they checked our why I was charged interest when I had made no purchases. Don't get this card.


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Apply online for Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
Credit Needed:
Excellent, Good
Apply online for Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
  • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
  • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
Credit Needed:
Excellent, Good