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PNC Bank CashBuilder® Visa® Credit Card Review

PNC Bank CashBuilder® Visa® Credit Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
Purchase APR:
12.99% - 21.99% Variable
Annual Fee:
see more  

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 9.74 - 18.74
 9.74 - 18.74
  12.99% - 21.99% Variable
 12.99% - 21.99% Variable
 21.99% Variable
APR Floor:
Intro Rate:
 0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
Intro Period:
 12 billing cycles

Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 28.99% (variable); If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
 3% of each foreign transaction amount in U.S. dollars
Late Fee:
 Up to $35
Over-the-limit Fee:
Balance Transfer Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater  


Rebate Description:
 Earn 1.25%, 1.50% or 1.75% cash back on net purchases, based on total monthly purchases. Earn even more cash rewards with a qualifying PNC Virtual Wallet or PNC Checking account relationship. See website for details. There’s almost no limit to your earning potential and no expiration date on the cash back you’ve earned.
Special Notes:
 Returned Payment Fee: Up to $35. As per the online application, the states available to apply for PNC credit cards are: AL DE DC FL GA IL IN KY MD MI MO NC NJ OH PA SC VA WI WV.
Credit Card More Information:

Card Issued By:
 PNC Bank, National Association
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    M Guins ( Mar 20, 2014 at 5:08 pm)

    This does not work like a traditional credit card. The interest on purchases accrues the moment you make the purchase, not after it appears on your statement and you don't pay it in full (like most cards). The local bank employees did't even understand this until they checked our why I was charged interest when I had made no purchases. Don't get this card.

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed: