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About Our Ratings
Credit Needed
Excellent

PNC Bank Visa Signature® BusinessOptionsSM Card Review

Top Features

Cashback on Gas
1% - 1.50%
Cashback on groceries
1% - 1.50%
Cashback on other
1% - 1.50%
Purchase APR
11.24% - 17.24% (variable) 

This card compared to other cash back cards

Card Name
PNC Bank Visa Signature® BusinessOptionsSM Card
Cashback on Gas
1% - 1.50%
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1% - 1.50%
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1% - 1.50%
1% When You Buy, 1% As You Pay
1%
Purchase APR
11.24% - 17.24% (variable) 
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

PNC Bank Visa Signature® BusinessOptionsSM Card details

Balance Transfer Intro APR:
Unknown
Balance Transfer Intro Period:
Unknown
Purchase Intro:
APR:
N/A
Purchase APR:
11.24% - 17.24% (variable)
Annual Fee:
Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles as follows: $0 - $49,999.99: $500 fee;
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 
 Prime
Margin:
 7.74% - 13.74%
 Unknown
 18.74%
APR:
  11.24% - 17.24% (variable)
 Unknown
 22.24% (variable)
APR Floor:
 None
 Unknown
 None
Intro Rate:
 N/A
 Unknown
 N/A
Intro Period:
 N/A
 Unknown
 N/A


Finance Calculation Method:
 Unknown
Default/Penalty APR:
 29.24% (variable)
Default/Penalty Margin:
 25.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Unknown

Credit Card Fee Information:


Annual Fee:
 Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles as follows: $0 - $49,999.99: $500 fee;
Foreign Transaction Fee:
 None
Late Fee:
 Revolve: Up to $49. Pay in Full: $39.
Over-the-limit Fee:
 Revolve: $39. Pay in Full: $69.
Balance Transfer Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater  


Notes:

Rebate Description:
 Three Reward Program Choices: (1) PNC points┬«: merchandise, travel, gift cards and more; (2) Travel Rewards: any airline, no blackout dates, hotel stays, and rental cars; or (3) Cash Rebates: reinvest your savings back into your business.
Special Notes:
 Companies with annual credit card spend of $100,000 or more can benefit from the BusinessOptions Card. Choose a pay-in-full option with a spending limit up to $250,000 or a revolve option with a spending limit up to $50,000. As per the online application, the states available to apply for PNC credit cards are: AL DE DC FL GA IL IN KY MD MI MO NC NJ OH PA SC VA WI WV. Returned Payment Fee: $35. Custom Logo: $350.
Credit Card More Information:

Card Issued By:
 PNC Bank, National Association
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $0 min.
Maximum Credit Limit:
 $50000 max.
Credit Limit Notes:
 

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Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Credit Needed:
Excellent/Good