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About Our Ratings
Credit Needed
Excellent

PNC Bank Visa Signature® BusinessOptions℠ Card Review

Top Features

Cashback on Gas
1% - 1.50%
Cashback on groceries
1% - 1.50%
Cashback on other
1% - 1.50%
Annual Fee
Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles.

This card compared to other cash back cards

Card Name
PNC Bank Visa Signature® BusinessOptions℠ Card
Cashback on Gas
1% - 1.50%
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1% - 1.50%
1%
5% Earnings for $5k and 2% after
Cashback on other
1% - 1.50%
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
11.24% - 17.24% (Variable) 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

PNC Bank Visa Signature® BusinessOptions℠ Card details

Balance Transfer Intro APR:
Unknown
Balance Transfer Intro Period:
Unknown
Purchase Intro:
APR:
N/A
Purchase APR:
11.24% - 17.24% (Variable)
Annual Fee:
Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles.
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 
 Prime
Margin:
 7.74% - 13.74%
 Unknown
 18.74%
APR:
  11.24% - 17.24% (Variable)
 Unknown
 22.24% (Variable)
APR Floor:
 None
 Unknown
 None
Intro Rate:
 N/A
 Unknown
 N/A
Intro Period:
 N/A
 Unknown
 N/A


Finance Calculation Method:
 Unknown
Default/Penalty APR:
 29.24% (Variable)
Default/Penalty Margin:
 25.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Unknown

Credit Card Fee Information:


Annual Fee:
 Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles.
Foreign Transaction Fee:
 None
Late Fee:
 Revolve: Up to $49. Pay in Full: $39.
Over-the-limit Fee:
 Revolve: $39. Pay in Full: $69.
Balance Transfer Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater  


Notes:

Rebate Description:
 Three Reward Program Choices: (1) PNC points®: merchandise, travel, gift cards and more; (2) Travel Rewards: any airline, no blackout dates, hotel stays, and rental cars; or (3) Cash Rebates: reinvest your savings back into your business.
Special Notes:
 Companies with annual credit card spend of $100,000 or more can benefit from the BusinessOptions Card. Choose a pay-in-full option with a spending limit up to $250,000 or a revolve option with a spending limit up to $50,000. Returned Payment Fee: $35. Custom Logo: $350.
Credit Card More Information:

Card Issued By:
 PNC Bank, National Association
General Correspondence Address:

Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $0 min.
Maximum Credit Limit:
 $250000 max.
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good