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About Our Ratings
Credit Needed
Excellent

PNC Bank Visa Signature® BusinessOptions℠ Card Review

Top Features

Cashback on Gas
1% - 1.50%
Cashback on groceries
1% - 1.50%
Cashback on other
1% - 1.50%
Annual Fee
Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles.

This card compared to other cash back cards

Card Name
PNC Bank Visa Signature® BusinessOptions℠ Card
Cashback on Gas
1% - 1.50%
3% at U.S. gas stations
5%
Cashback on Groceries
1% - 1.50%
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
1%
Cashback on other
1% - 1.50%
1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% on Purchases
Period:
for 12 months
APR:
0%
Period:
14 months
Purchase APR
11.24% - 17.24% (Variable) 
13.49%-23.49% Variable 
11.49% - 23.49% Variable 
Rates and Fees
CardRatings.com Editorial Staff

PNC Bank Visa Signature® BusinessOptions℠ Card details

Balance Transfer Intro APR:
Unknown
Balance Transfer Intro Period:
Unknown
Purchase Intro:
APR:
N/A
Purchase APR:
11.24% - 17.24% (Variable)
Annual Fee:
Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles.
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 
 Prime
Margin:
 7.74% - 13.74%
 Unknown
 18.74%
APR:
  11.24% - 17.24% (Variable)
 Unknown
 22.24% (Variable)
APR Floor:
 None
 Unknown
 None
Intro Rate:
 N/A
 Unknown
 N/A
Intro Period:
 N/A
 Unknown
 N/A


Finance Calculation Method:
 Unknown
Default/Penalty APR:
 29.24% (Variable)
Default/Penalty Margin:
 25.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Unknown

Credit Card Fee Information:


Annual Fee:
 Annual Fee: Up to $500 (beginning with the 13th billing cycle after Account opening). The amount of the annual fee is based on the annual total of net purchases made on the Account for the previous 12 billing cycles.
Foreign Transaction Fee:
 None
Late Fee:
 Revolve: Up to $49. Pay in Full: $39.
Over-the-limit Fee:
 Revolve: $39. Pay in Full: $69.
Balance Transfer Fee:
Either $5 or 3% of the amount of each balance transfer, whichever is greater  


Notes:

Rebate Description:
 Three Reward Program Choices: (1) PNC points®: merchandise, travel, gift cards and more; (2) Travel Rewards: any airline, no blackout dates, hotel stays, and rental cars; or (3) Cash Rebates: reinvest your savings back into your business.
Special Notes:
 Companies with annual credit card spend of $100,000 or more can benefit from the BusinessOptions Card. Choose a pay-in-full option with a spending limit up to $250,000 or a revolve option with a spending limit up to $50,000. Returned Payment Fee: $35. Custom Logo: $350.
Credit Card More Information:

Card Issued By:
 PNC Bank, National Association
General Correspondence Address:

Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $0 min.
Maximum Credit Limit:
 $250000 max.
Credit Limit Notes:
 

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Apply online for Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
Credit Needed:
Excellent, Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good