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Platinum Zero®Secured Visa® Credit Card from Applied Bank® Review

Our editor's take

 CardRatings Managing Editor
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You pay 0% APR on purchases and no application fee. Fees will not go up even if you're late on a payment. The company reports to the credit bureau. You're eligible for a cash advance APR of 9.99%. Downside: You pay a $9.95 monthly maintenance fee and $30 for each additional card. The company may assess some fees before using the card and will reduce the available balance by that amount. Customers do not receive a grace period. The deposit account you open to secure the card does not pay interest.
Curtis Arnold
Curtis Arnold
CardRatings Editor

Platinum Zero®Secured Visa® Credit Card from Applied Bank® details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
none
Purchase Intro:
APR:
None
Purchase APR:
0% Fixed
Annual Fee:
See terms
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 
 
Margin:
 N/A
 None
 None
APR:
  0% Fixed
 N/A
 9.99% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 none
 none
 none


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 See terms
Foreign Transaction Fee:
 1%
Late Fee:
 None
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 None
Special Notes:
 Monthly Maintenance Fee: $9.95 per month ($119.40 annually). Note that some fees will be assessed before you begin using your card and will reduce your initial available credit. There is a $500 minimum deposit required. Your initial deposit must be made from a valid checking account. If your application is not approved or is withdrawn by you, your entire deposit will be refunded thirty (30) days from the deposit date.
Credit Card More Information:

Card Issued By:
 Applied Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $5000 max.
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

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