Platinum Delta SkyMiles® Credit Card
- This card is best for consumers that frequently fly Delta, have excellent credit, and do not want to revolve or transfer a balance.
- Intro APR
- n/a
- Regular APR
- 15.24% - 19.24%
- Intro APR Period
- n/a
- Credit Score
Excellent
- Card Category
- Airlines, Credit Card Deals, Delta, Miles/Points, Reward
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldCard members earn substantial bonus miles with the first purchase, some of which are Medallion Qualification Miles. You can earn Medallion Qualification Miles each year with built-in Miles Boosts so you can reach Medallion status faster. Pay with Miles on Delta Airlines flights. Complimentary companion economy class ticket is available each year upon renewal. Downside--an annual fee of $150.
Platinum Delta SkyMiles® Credit Card Details
Card Issued By:
American Express
General Correspondence Address:
200 Vesey Street New York NY 10285
Card Type:
American Express
Card Class:
Platinum
Card Category:
Airlines, Credit Card Deals, Delta, Miles/Points, Reward
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
11.99 - 15.99
11.99 - 15.99
21.99
Standard APR:
15.24% - 19.24%
15.24% - 19.24% Variable
25.24% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
n/a
None
None
Introductory Period:
n/a
n/a
N/A
Finance Calculation Method:
Averages Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
27.24% Variable.
Default/Penalty Margin:
23.99
Default/Penalty APR Floor:
None
Maximum Default APR:
Penalty/Default Trigger:
This APR will apply to your account if you: make one or more late payments; or make a payment that is returned.
Credit Card Fee Information
Annual Fee:
$150
Foreign Transaction Fee:
2.70%
Late Fee:
Up to $35 max.. up to $35
Over-the-limit Fee:
None
Balance Transfer Fee:
3% fee. Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee:
3% ($5 min. ). Either $5 or 3% of the amount of each cash advance, whichever is greater.
Rebates/Notes
Rebate Description:
Special Notes:
Earn 20,000 bonus miles after your first purchase and miles don't expire.
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