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Apply online for Platinum Card® from American ExpressSponsored card
About Our Ratings
Credit Needed
Excellent

Top Features

Points or Miles
Bonus Miles or Points
Get 40,000 points
after you use your new Card to make $3,000 in purchases in your first 3 months.
Purchase APR
N/A
Annual Fee
$450

Full Review

Curtis Arnold Editor-in-chief
American Express is a CardRatings.com advertiser.

This card compared to other reward points cards

Points or Miles
2X miles/$1 spent on travel and dining; 1X mile/$1 spent on all other purchases. Get 5% miles back to use toward your next redemption, every time you redeem
3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
Bonus Miles or Points
Get 40,000 points
after you use your new Card to make $3,000 in purchases in your first 3 months.
20,000 bonus miles after you spend $1,000 on purchases in the first 90 days - that's enough to redeem for a $200 travel statement credit
Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
Purchase APR
N/A
16.24%, 20.24% or 24.24%* Variable 
13.24% - 22.24% Variable 
Annual fees
$450
$0
$95
CardRatings.com Editorial Staff

Platinum Card® from American Express details

Points or Miles
Bonus Miles or Points
Get 40,000 points
after you use your new Card to make $3,000 in purchases in your first 3 months.
Purchase Intro
APR:
N/A
Purchase APR
N/A 
Annual Fee
$450

What American Express says about this card

  • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
  • There are no foreign transaction fees with your Platinum Card.
  • New! Enroll to enjoy the benefits of complimentary Hilton HHonors Gold Status.
  • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
  • No interest charges because you pay your balance in full each month.
  • Terms and limitations apply.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Michael Gorman ( Jun 16, 2012 at 9:07 am)

    Great service, especially for travel and reservations, good offers at hotels, etc. No limit. Always available with limited waittime. Expensive to own one, but reassuring.


  2. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Michael Gorman ( Jun 16, 2012 at 9:06 am)

    Great service, especially for travel and reservations, good offers at hotels, etc. No limit. Always available with limited waittime. Expensive to own one, but reassuring.


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Featured offers
Currently available on the Platinum Card® from American Express
Get 40,000 points
After you use your new Card to make $3,000 in purchases in your first 3 months.

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Apply online for Premier Rewards Gold Card from American Express®

Premier Rewards Gold Card from American Express®

  • Receive 25,000 Membership Rewards(R) Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges, plus a room upgrade at check-in if it's available, when you book a stay of at least two consecutive nights.
  • There is a $0 introductory annual fee for the first year, then $195.
  • Terms and limitations apply.
Credit Needed:
Excellent
Apply online for BankAmericard Travel Rewards® Credit Card

BankAmericard Travel Rewards® Credit Card

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% or more. Click "Apply Now" to learn more about Preferred Rewards.
Credit Needed:
Excellent/Good