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Peoples Neighborhood Bank Visa ® Business Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 6.74 - 17.74
 6.74 - 17.74
 20.74
APR:
  9.99% - 20.99% Variable
 9.99% - 20.99% Variable
 23.99% Variable
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 0%
 0%
 N/A
Intro Period:
 12 billing_cycles
 12 billing_cycles
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 28.99% Variable
Default/Penalty Margin:
 25.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days once; or make a payment that is returned; or if you exceed your credit limit 2 times in 12 consecutive months.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 Applicant must be 18 years of age and have a U.S. address and Social Security Number. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $35. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. For credit lines $25,000 and higher, please contact Cardmember Service.
Card Issued By:
 Elan Financial Services for Peoples Neighborhood Bank
General Correspondence Address:
 PO Box 6354, Fargo, ND, 58125
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Balance Transfer, Business, Low Interest, Low Intro Rate
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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