PenFed VISA Platinum Gas / Cash Rewards Card

Apply online for PenFed VISA Platinum Gas / Cash Rewards Card Apply on line for PenFed VISA Platinum Gas / Cash Rewards Card
  • Who Uses This Card: This card is best for eligible credit union members seeking good cash back rewards on everyday purchases and a decent APR..
  • Editor Comments: Pentagon Federal Credit Union serves members of the Department of Defense (DOD)-related groups. I like how this card earns 2% cash back on supermarket purchases and 5% cash back from gas purchases. You also receive 1% from all purchases up to $50,000. You pay no annual fee. A lengthy, low introductory purchase and balance transfer APR also set this card apart. The card requires excellent credit. The post-introductory APR is decent. Currently, the balance transfer fee is waived. You pay no interest on purchases if you pay your entire balance by the due date (25 days). Downside: The card requires a moderately heavy penalty APR.
  • Card issued by : Pentagon Federal Credit Union
  • Card Type : Visa
  • Card Class : Platinum
  • Card Category :
  • Margin Index : Prime + 10.74
  • Purchase APR : 13.99% V
  • Finance Calculation Method : Average Daily Blance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : None
  • Over-the-Limit Fee : None depending on balance
  • Late Payment Fee : $10 - $39 depending on balance
  • Penalty/Default APR : 17.99%
  • Penalty/Default Trigger : If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three (3) consecutive monthly payments on or before the due date.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 2.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		None
    N/A
    25 days
    N/A
    N/A
    N/A
    N/A     		4.99% or 6.99%
    24 months
    None
    Waived Until 6/30/10
    N/A
    $10
    $100    		 13.99% V
    N/A

    N/A
    None
    N/A
    N/A
  • Rebate Description: You will receive a rebate of 5.00% on purchases when you pay at the pump. In addition, you will earn a 2.00% rebate on supermarket purchases and 1.00% rebate on all other net purchases (new monthly purchases minus returns and credits) you make with the card during each billing cycle. Cash advances, credit card checks, balance transfers or account fees are excluded. There is no minimum or maximum amount of reward you may receive. The rebate will be credited to your account each billing cycle. If your account is closed, any accrued rebate is forfeited.
  • Special Notes: Earn 2.00% Cash Back on Supermarket Purchases* and 5.00% Cash Back from Gas Purchases Paid at the Pump*. Earn 1.00% Cash Back from All Purchases**.
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