Promotional balance transfer rate for 48 Months on Balance Transfers made between July 01, 2014 through September 30, 2014. After that, the APR for new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
Finance Calculation Method:
Average Daily Balance
Default/Penalty APR Floor:
Maximum Default APR:
If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three (3) consecutive monthly payments on or before the due date.
Foreign Transaction Fee:
Up to - $25
(Up to $10 if balance is less than $1000; Up to $20 if balance is $1000-$2000; Up to $25 if balance is greater than $2000)
Plus Card: 5% cash back on gas paid at the pump with a qualifying PenFed product* and no annual fee. Standard Card: 3% cash back on gas paid at the pump and introductory annual fee of $0 first year then $25 annual fee.
Card Issued By:
Pentagon Federal Credit Union
General Correspondence Address:
PO Box 1432, Alexandria, VA, 22313
Balance Transfer, Best Credit Cards, Cash Back, Gas, Low Interest, Reward
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