APR:
9.99% Variable
9.99% Variable
9.99% Variable
APR Floor:
None
None
None
Intro Rate:
9.99%* on Purchases
4.99%
9.99%
Intro Period:
through June 30, 2014
promotional balance transfer rate on transfers made from April 1, 2013 through June 30, 2013 for the life of balance
through June 30, 2014
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
17.99% Fixed
Default/Penalty Margin:
N/A
Default/Penalty APR Floor:
None
Maximum Default APR:
Fixed
Penalty/Default Trigger:
If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three (3) consecutive monthly payments on or before the due date.
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Fee:
Up to - $25 max. (Up to $10 if balance is less than $1000; Up to $20 if balance is $1000-$2000; Up to $25 if balance is greater than $2000)
Over-the-limit Fee:
None (None)
Balance Transfer Fee:
No balance transfer fee on transfers made from April 1, 2013 through June 30, 2013 (See terms) (No balance transfer fee on transfers made from April 1, 2013 through June 30, 2013. The fee for balance transfers made after June 30, 2013 will return to 3% (Min. $10 – Max. $250) per transaction.)
Cash Advance Fee:
None
Special Notes:
Earn 5% cash back from gas purchases paid at the pump** and earn 0.25% cash back on all purchases you make with the card during each billing cycle**
Card Issued By:
Pentagon Federal Credit Union
General Correspondence Address:
PO Box 1432, Alexandria, VA, 22313
Card Category:
Balance Transfer, Best Credit Cards, Cash Back, Gas, Low Interest, Reward
Other Pentagon Federal Credit Union Credit Card Offers