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PenFed Visa® Gold

Credit Card Rate Information:

Balance Transfer
Cash Advance

  12.49% Variable
 12.49% Variable
 12.49% Variable
APR Floor:
Intro Rate:
 4.99% Fixed
Intro Period:
 48 months

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 17.99% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
 If your minimum payment is not received within 60 days, your entire account is subject to change to the fixed Penalty APR.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
Special Notes:
 Must be a Pentagon Federal Credit Union member. APR for Balance Transfers: 4.99% promotional rate for 48 months on transfers made between October 1, 2014 and October 31, 2014. After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently 12.49%. Grace Period: The due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: 3% per transaction. Late Payment Fee: Up to $10 if balance is less than $1,000, up to $20 if balance is $1,000-$2,000, and up to $25 if balance is greater than $2,000. Penalty APR: 17.99%; The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
Card Issued By:
 Pentagon Federal Credit Union
General Correspondence Address:
 PO Box 1432, Alexandria, VA, 22313
Card Type:
Card Class:
Card Category:
 Balance Transfer, Low Intro Rate
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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