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Credit Needed
Excellent

PenFed Gold Visa® Card Review

PenFed Gold Visa® Card details

Balance Transfer Intro APR:
0.00% APR promotional balance transfer rate for 12 months on Balance Transfers made January 1, 2016 - March 31, 2016.
Balance Transfer Intro Period:
12 months
Purchase Intro:
APR:
N/A
Purchase APR:
7.99% to 16.99% when you open your account based on your creditworthiness
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 4.74% - 13.74% (see Notes)
 4.74% - 13.74% (see Notes)
 4.74% - 13.74% (see Notes)
APR:
  7.99% to 16.99% when you open your account based on your creditworthiness
(Variable)
 7.99% to 16.99% when you open your account based on your creditworthiness
 7.99% to 16.99% when you open your account based on your creditworthiness
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 0.00% APR promotional balance transfer rate for 12 months on Balance Transfers made January 1, 2016 - March 31, 2016.
 N/A
Intro Period:
 None
 12 months
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 17.99% (fixed); The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Fixed)
Penalty/Default Trigger:
 If your minimum payment is not received within 60 days, your entire account is subject to change to the fixed Penalty APR.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 Up to $10 if balance is less than $1000; Up to $20 if balance is $1000-$2000; Up to $25 if balance is greater than $2000
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% per transaction  


Notes:

Rebate Description:
 
Special Notes:
 Must be a Pentagon Federal Credit Union member. Returned Payment Fee: Up to $25. APR Notes: On the first Tuesday of the first full week of the month, card issuer determines what the Prime Rate is as published in the Wall Street Journal, then adds a margin as set forth in the Summary of Terms issued with your card to the Prime Rate to get the APR for the following month. Rates reflected are in effect as of 1/23/2016, based on an effective Prime Rate of 3.25%.
Credit Card More Information:

Card Issued By:
 Pentagon Federal Credit Union
General Correspondence Address:
 PO Box 1432
Card Type:
 Visa
Card Class:
 Gold
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $50000 max.
Credit Limit Notes:
 

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Bank of America® Cash Rewards for Business MasterCard® Credit Card

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Credit Needed:
Excellent