PenFed Visa® Gold
Finance Calculation Method:
Average Daily Balance
Default/Penalty APR Floor:
Maximum Default APR:
If your minimum payment is not received within 60 days, your entire account is subject to change to the fixed Penalty APR.
Foreign Transaction Fee:
Must be a Pentagon Federal Credit Union member. APR for Balance Transfers: 4.99% promotional rate for 48 months on transfers made between July 1, 2014 and September 30, 2014. After September 30, 2014, the APR for new balance transfers will vary with the market based on the Prime Rate, and is currently 12.49%. Grace Period: The due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: 3% per transaction. Late Payment Fee: Up to $10 if balance is less than $1,000, up to $20 if balance is $1,000-$2,000, and up to $25 if balance is greater than $2,000. Penalty APR: 17.99%; The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
Card Issued By:
Pentagon Federal Credit Union
General Correspondence Address:
PO Box 1432, Alexandria, VA, 22313
Balance Transfer, Low Intro Rate
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