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About Our Ratings

PenFed Visa® Gold Review

PenFed Visa® Gold details

Balance Transfer Intro APR:
4.99% Fixed
Balance Transfer Intro Period:
APR:
48 months
Balance Transfer Fee:
3%
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 9.24
 9.24
 9.24
APR:
  12.49% Variable
 12.49% Variable
 12.49% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 4.99% Fixed
 None
Intro Period:
 None
 48 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 17.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 If your minimum payment is not received within 60 days, your entire account is subject to change to the fixed Penalty APR.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3%  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a Pentagon Federal Credit Union member. APR for Balance Transfers: 4.99% promotional rate for 48 months on transfers made between October 1, 2014 and October 31, 2014. After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently 12.49%. Grace Period: The due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: 3% per transaction. Late Payment Fee: Up to $10 if balance is less than $1,000, up to $20 if balance is $1,000-$2,000, and up to $25 if balance is greater than $2,000. Penalty APR: 17.99%; The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
Credit Card More Information:

Card Issued By:
 Pentagon Federal Credit Union
General Correspondence Address:
 PO Box 1432
Card Type:
 Visa
Card Class:
 Gold
Card Category:
 Balance Transfer, Low Intro Rate
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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