PenFed Premium Travel Rewards American Express Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

6.74

APR:

9.99%* Variable

9.99% Variable

APR Floor:

None

Intro Rate:

9.99%* on Purchases

4.99%

9.99%

Intro Period:

through June 30, 2014

promotional balance transfer rate on transfers made from April 1, 2013 through June 30, 2013 for the life of balance

through June 30, 2014*

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

17.99% Fixed

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Fixed

Penalty/Default Trigger:

If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

None

Late Fee:

Up to - $25 max. (Up to $10 if balance is less than $1000; Up to $20 if balance is $1000-$2000; Up to $25 if balance is greater than $2000)

Over-the-limit Fee:

None

Balance Transfer Fee:

No balance transfer fee on transfers made from April 1, 2013 through June 30, 2013 (See terms) (No balance transfer fee on transfers made from April 1, 2013 through June 30, 2013. The fee for balance transfers made after June 30, 2013 will return to 3% (Min. $10 – Max. $250) per transaction.)

Cash Advance Fee:

None (None)

Notes:

Rebate Description:

Special Notes:

Earn 20,000 bonus points when you spend $2,500 in the first 3 months of opening the Card account - that's worth $200 toward your next round-trip airline ticket. Earn 5 points for every $1 spent on airfare and earn 1 point on all other purchases. No annual fee and no foreign transaction fees.

Card Issued By:

Pentagon Federal Credit Union

General Correspondence Address:

PO Box 1432, Alexandria, VA, 22313

Card Type:

American Express

Card Class:

Platinum

Card Category:

Airlines, Balance Transfer, Credit Card Deals, Low Interest, Low Intro Rate, Reward, Travel

States Available In:

ALL

Minimum Credit Limit:

Maximum Credit Limit:

Credit Limit Notes:

Cards By Category

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PenFed Premium Travel Rewards American Express^® Card - Rates and Fees

Cards By Category

Credit Rating

Bank/Issuer

PenFed Premium Travel Rewards American Express® Card - Rates and Fees

PenFed Premium Travel Rewards American Express^® Card - Rates and Fees