Apply online for PenFed Platinum Rewards Visa® Card

Apply on line for PenFed Platinum Rewards Visa® Card

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Rates Fees / Notes More Info Write A Review
Credit Card Rate Information:
 
Purchase
Balance Transfer
Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.74
 6.74
 6.74
APR:
 9.99%  Variable
 9.99% Variable
 9.99% Variable
APR Floor:
 
 
 
Intro Rate:
 9.99%* on Purchases
 4.99%
 9.99%
Intro Period:
 through June 30, 2014
 promotional balance transfer rate on transfers made from April 1, 2013 through June 30, 2013 for the life of balance
 through June 30, 2014


Finance Calculation Method:
 Average daily balance
Purchase Grace Period:
 25 days
Default/Penalty APR:
 17.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
Credit Card Fee Information:

Annual Fee:
 $0
Foreign Transaction Fee:
 None
Late Fee:
 Up to - $25 max.
Over-the-limit Fee:
 None
Balance Transfer Fee:
No balance transfer fee on transfers made from April 1, 2013 through June 30, 2013 (No balance transfer fee on transfers made from April 1, 2013 through June 30, 2013. The fee for balance transfers made after June 30, 2013 will return to 3% (Min. $10 – Max. $250) per transaction.) 
Cash Advance Fee:
 None


Notes:

Rebate Description:
 
Special Notes:
 Earn 5 points per dollar spent on gas purchases paid at the pump,* 3 points per dollar on spent supermarket purchases* and 1 point per dollar spent on all other purchases.*
Card Issued By:
 PenFed
General Correspondence Address:
 PO Box 1432, Alexandria, VA, 22313
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Balance Transfer, Gas, Miles/Points, No Foreign Transaction Fees, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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