Points can easily be redeemed online for merchandise, travel, gift cards, or even Visa prepaid cards.
Must be a Pentagon Federal Credit Union member. APR for Balance Transfers: 2.99% promotional rate for 12 months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 9.99% to 17.99% based on your credit worthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval. Grace Period: The due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: 3%. Late Payment Fee: Up to $10 if balance is less than $1,000, up to $20 if balance is $1,000-$2,000, and up to $25 if balance is greater than $2,000. Returned Payment Fee: Up to $25. Penalty APR: 17.99%; the Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.