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PenFed Platinum Rewards Visa Signature® Card Review

PenFed Platinum Rewards Visa Signature® Card details

Balance Transfer Intro APR:
4.99% Fixed
Balance Transfer Intro Period:
12 months
Purchase Intro:
Purchase APR:
9.99% Variable
Annual Fee:
see more details ∨

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
  9.99% Variable
 9.99% Variable
 9.99% Variable
APR Floor:
Intro Rate:
 4.99% Fixed
Intro Period:
 12 months

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 17.99% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
 If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
 Points can easily be redeemed online for merchandise, travel, gift cards, or even Visa prepaid cards.
Special Notes:
 Must be a Pentagon Federal Credit Union member. APR for Balance Transfers: 4.99% promotional rate for 12 months on transfers made between January 1, 2015 and January 31, 2015; after that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%. Grace Period: The due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: 3%. Late Payment Fee: Up to $10 if balance is less than $1,000, up to $20 if balance is $1,000-$2,000, and up to $25 if balance is greater than $2,000. Penalty APR: 17.99%; the Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
Credit Card More Information:

Card Issued By:
 Pentagon Federal Credit Union
General Correspondence Address:
 PO Box 1432
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
 $5000 min.
Maximum Credit Limit:
 $50000 max.
Credit Limit Notes:

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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