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Credit Needed
Excellent

New York Community Bank Maximum Rewards® Visa® Card Review

New York Community Bank Maximum Rewards® Visa® Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycle
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
APR:
0% introductory APR for the first 12 billing cycle
Period:
12 billing cycles
Purchase APR:
15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 12.74%, 15.74%, 17.74% or 19.74%
 12.74%, 15.74%, 17.74% or 19.74%
 21.99%
APR:
  15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness
(Variable)
 15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness
 25.24% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0% introductory APR for the first 12 billing cycle
 0% introductory APR for the first 12 billing cycle
 N/A
Intro Period:
 12 billing cycles
 12 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of each transaction in U.S. dollars.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater  


Notes:

Rebate Description:
 1 point for every $1 spent on all purchases. No limit to the number of points you can earn. Points expire on or after the 5th anniversary of when they were awarded. Redeem for merchandise, gift cards, travel, even cash back in the form of a statement credit.
Special Notes:
 APR Note: The Index used to determine your variable APRs is the U.S. Prime Rate shown in the "Money Rates" section of The Wall Street Journal on the last day the rate is published in each calendar month (the determination date). The Index will be effective for the entire billing cycle that ends in the second month after the determination date. Rates reflected are in effect as of 1/20/2016, based on a Prime Rate of 3.25%. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 First Bankcard, a division of First National Bank of Omaha, for New York Community Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent