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New York Community Bank Maximum Rewards® Visa® Card

Credit Card Rate Information:

Balance Transfer
Cash Advance

 12.74 - 19.74
 12.74 - 19.74
  15.99% - 22.99% Variable
 15.99% - 22.99% Variable
 25.24% Variable
APR Floor:
Intro Rate:
 0% Fixed
 0% Fixed
Intro Period:
 12 billing_cycles
 12 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment, go over your credit limit (not applicable to Signature), or or make a payment that is returned.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
5% ($10 min. )  


Rebate Description:
 Earn 1 point for every $1 in qualifying purchases with no limit to the number of points you can earn. Redeem points for merchandise, gift cards, travel on any major airline, other goods and services or cash back as a credit to the account.
Special Notes:
 APR for Purchases and Balance Transfers: 0.00% introductory APR for the first 12 billing cycles; After that, your APR will be 15.99, 18.99, 20.99, or 22.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Penalty APR: Up to 29.99%; If your APRs are increased to the Penalty APR, the Penalty APRs may apply indefinitely. Balance Transfer Fee: Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles. After that, either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance and Cash Equivalent Fees: Either $15 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fees: 3% of each transaction in U.S. dollars. Late Payment fee is up to $37.
Card Issued By:
 First Bankcard, a division of First National Bank of Omaha, for New York Community Bank
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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