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About Our Ratings
Credit Needed
Excellent

My Garage Rewards Visa® Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
My Garage Rewards Visa® Credit Card
Cashback on Gas
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
5% Earnings for $5k and 2% after
Cashback on other
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
None
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
12.24% - 22.24% Variable 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

My Garage Rewards Visa® Credit Card details

Balance Transfer Intro APR:
0%
Balance Transfer Intro Period:
6 months
Purchase Intro:
APR:
None
Purchase APR:
12.24% - 22.24% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 8.99 - 18.99
 8.99 - 18.99
 N/A
APR:
  12.24% - 22.24% Variable
 12.24% - 22.24% Variable
 24.99% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0%
 None
Intro Period:
 none
 6 months
 none


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 27.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 Earn points towards Mid America Motorworks merchandise or services. You can also earn double points on your mamotorworks.com purchases. You can also receive 1% cash back.
Special Notes:
 Grace period: Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. Domestic Cash Advance Fees (including convenience checks): 4% of the amount of each transaction ($5.00 minimum). Balance Transfer Fee: 4% of the transaction amount ($5.00 minimum). Foreign Transaction Fee: 3% of each transaction conducted outside of the U.S. Foreign Country Cash Advances (including convenience checks): 4% of the transaction amount ($5.00 minimum and $1,000.00 maximum).
Credit Card More Information:

Card Issued By:
 PartnersFirst
General Correspondence Address:
PO Box 84027
Columbus, GA 31908
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good