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MCU Student Visa®


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 6.90
 6.90
 N/A
APR:
  10.15% Variable
 10.15% Variable
 17.90% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 6 months
 6 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a Municipal Credit Union member, be 18 years or older, have a valid SSN, and be a graduate or college student. Valuable tool for students to establish good credit. Credit lines from $500 to $3,000. APR for Purchases and Balance Transfers: 0.00% for the first six months, after that 10.15% (will vary with the Prime Rate). Your due date is at least 25 days after the close of each billing cycle. Card issuer will not charge you any interest on purchases and balance transfers if you pay your entire balance by the due date each month. Card issuer will begin charging interest on cash advances on the transaction date.
Card Issued By:
 Municipal CU
General Correspondence Address:
 2 Lafayette Street, New York, NY, 10007
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $3000 max.
Credit Limit Notes:
 



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