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M&T Visa® Signature Credit Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 10.99 - 14.99
 10.99 - 14.99
 18.99
APR:
  14.24% - 18.24% Variable
 14.24% - 18.24% Variable
 22.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 24.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if your account is past due 60 days.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 0%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 Unlimited 1.5% cash back per $1 spent on all purchases. No rotating categories or sign-ups. 10,000 bonus points after $1,000 in purchases within 90 days of account opening; good for $100 cash. Redeem for cash, gift cards, travel, merchandise, great experiential rewards, and more. No Foreign Transaction fee on purchases made outside the U.S. Exclusive Signature benefits such as complimentary concierge service, travel protection and more.
Special Notes:
 Balance Transfer Fee: 4% of each balance transfer (minimum $10). Cash Advance Fee: 3% of each transaction (minimum $10). No Foreign Transaction Fees. Grace Period: Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. Penalty APR: If your APRs are increased, the Penalty APR will apply until you make 6 consecutive minimum payments when due.
Card Issued By:
 M&T Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 DC, DE, FL, MD, NJ, NY, PA, VA, WV
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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