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M&T Visa® Credit Card Review

M&T Visa® Credit Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
Purchase APR:
10.24% - 17.24% Variable
Annual Fee:
see more  

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 6.99 - 13.99
 6.99 - 13.99
  10.24% - 17.24% Variable
 0.00% Introductory APR for the first 12 billing cycles
 22.24% Variable
APR Floor:
Intro Rate:
 0% Fixed
Intro Period:
 12 billing cycles

Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 24.99% (fixed); If your APRs are increased, the Penalty APR will apply until you make 6 consecutive minimum payments when due
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
 This APR may be applied to your account if your account is past due 60 days.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
 3% of each transaction in U.S. dollars
Late Fee:
 Up to $35
Over-the-limit Fee:
Balance Transfer Fee:
4% of each balance transfer (minimum $10)  


Rebate Description:
Special Notes:
Credit Card More Information:

Card Issued By:
 M&T Bank
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
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Credit Needed: