This APR may be applied to your account if you make payments 5 calendar days late twice or 30 calendar days once; or make a payment that is returned; or if you exceed your Credit Limit 2 times in 12 consecutive months.
Credit Card Fee Information:
Foreign Transaction Fee:
2% - 3%
Balance Transfer Fee:
3% ($5 min. )
Earn 1 point for every net $1 you spend. Get a 25% bonus on all points earned every month, automatically. No caps or limits on the points you can earn, plus you have at least five years to redeem points for rewards. $25 cash back with your first purchase. Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
Applicant must be 18 years of age and have a U.S. address and Social Security Number. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Late Payment Fee: $19 on balances up to $100; $29 on balances from $100 up to $250; $39 on balances of $250 or more. Returned Payment fee: Up to $35. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. For credit lines $25,000 and higher, please contact Cardmember Service.
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