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Apply online for Miles by Discover<sup>®</sup> Card
 
  • Intro APR
  • 0%
  • Regular APR
  • 10.99% -16.99%
  • Intro APR Period
  • 6 months
  • Credit Score
  • Credit Score
    Excellent
  • Card Category
  • Airlines, Low Interest, Low Intro Rate, Miles/Points, Reward, Travel
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
With this card, every purchase whether business or personal brings you closer to redeeming for the rewards you want. The member earns one mile for every $1 spent on purchases and there are flexible redemption options like travel credits, merchandise, gift cards or cash. There are unlimited miles, and they can be used online or with any travel agent. There are also bonus miles available. There is a 0% introductory rate. Downside: After the introductory rate, APR can be on the high side depending on credit.
 

Miles by Discover® Card Details

Card Issued By:
Discover
General Correspondence Address:
PO Box 30943 Salt Lake City UT 84130
Card Type:
Discover
Card Class:
Platinum
Card Category:
Airlines, Low Interest, Low Intro Rate, Miles/Points, Reward, Travel
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
N/A
Prime
Prime
Margin:
7.74 - 13.74
7.74-13.74
20.74
Standard APR:
10.99% -16.99%
10.99% - 16.99% Variable
23.99% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
0%
None
Introductory Period:
6 months
6 months
N/A
 
Finance Calculation Method:
Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
15.99% - 21.99% Variable.
Default/Penalty Margin:
12.74 - 18.74
Default/Penalty APR Floor:
None
Maximum Default APR:
21.99%
Penalty/Default Trigger:
Each time you fail to make a payment when due, Discover may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.

Credit Card Fee Information

Annual Fee:
$0
Foreign Transaction Fee:
None
Late Fee:
Up to $35 max.
Over-the-limit Fee:
None
Balance Transfer Fee:
3% fee
Cash Advance Fee:
5% ($10 min. ). Either $10 or 5% of the amount of each cash advance, whichever is greater
Rebates/Notes
Rebate Description:
Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
Special Notes:
Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year.
Apply online for Miles by Discover<sup>®</sup> Card
 
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