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Members 1st FCU Visa Platinum Secured Card Review
Cashback on groceries
This card compared to other cash back cards
Members 1st FCU Visa Platinum Secured Card
Cashback on Gas
2% at U.S. gas stations
Cashback on Groceries
3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
Cashback on other
Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. 1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
0% on Purchases
for the first 12 months
11.49% - 23.49% Variable
CardRatings.com Editorial Staff
Members 1st FCU Visa Platinum Secured Card details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Foreign Transaction Fee:
1.0% of each transaction in U.S. dollars on multiple or single currency conversions.
Up to $27 the first time, any subsequent violation within six (6) months up to $37.
Up to $15
Balance Transfer Fee:
1.0% of the amount of each balance transfer.
Must be a Members 1st FCU member. If you have had difficulty in getting approved for unsecured credit in the past or are trying to re-establish credit, this type of credit card may be right for you. With the VISA Platinum Secured Credit Card you deposit a specific amount of money ($500 to $5,000) into a VISA Secured Savings Account. This deposit secures your line of credit. Return Payment Fee: $20.
Card Issued By:
Members 1st Federal Credit Union
General Correspondence Address:
PO Box 40
Minimum Credit Limit:
Maximum Credit Limit:
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