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Members 1st FCU Visa Platinum Secured Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 N/A
 
 
Margin:
 N/A
 N/A
 N/A
APR:
  18% Fixed
 18% Fixed
 18% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 $25
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
1%  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a Members 1st FCU member. If you have had difficulty in getting approved for unsecured credit in the past or are trying to re-establish credit, this type of credit card may be right for you. With the VISA Platinum Secured Credit Card you deposit a specific amount of money ($500 to $5,000) into a VISA Secured Savings Account. This deposit secures your line of credit. Balance Transfer Fee: 1% of the amount of each balance transfer. Cash Advance Fee: 1% of the amount of each transaction at ATMs, over-the-counter, or cash equivalent. Foreign Currency Fee: 1% of each transaction in U.S. dollars on multiple or single currency conversions. Grace Period: The due date is approximately 25 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. The card issuer will begin charging interest on cash advances, balance transfers, and convenience checks on the transaction date.
Card Issued By:
 Members 1st Federal Credit Union
General Correspondence Address:
 PO Box 40, Mechanicsburg, PA
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 PA
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $5000 max.
Credit Limit Notes:
 



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