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About Our Ratings

Members 1st FCU Visa® Platinum Select Credit Card Review

Members 1st FCU Visa® Platinum Select Credit Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
APR:
None
Balance Transfer Fee:
None
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 5 - 12.50
 5 - 12.50
 5 - 12.50
APR:
  8.25% - 15.75% Variable
 8.25% - 15.75% Variable
 8.25% - 15.75% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you are 60 days or more past due.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 0.80% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a Members 1st FCU member. Foreign Currency Fee: 1.0% on multiple currency conversions; 0.80% on single currency conversions. Grace Period: The due date is approximately 25 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. The card issuer will begin charging interest on cash advances, balance transfers, and convenience checks on the transaction date. Late Payment Fee: Up to $27 the first time, any subsequent violation within six (6) months up to $38. Penalty APR: 18.00%; if your account becomes 60 days delinquent, the Penalty APR will be applied to your balances for a minimum period of six months or payment cycles.
Credit Card More Information:

Card Issued By:
 Members 1st Federal Credit Union
General Correspondence Address:
 PO Box 40
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Airlines, Balance Transfer, Reward
States Available In:
 PA
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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