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Members 1st FCU Visa® Platinum Points Rewards Credit Card Review

Members 1st FCU Visa® Platinum Points Rewards Credit Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
APR:
None
Balance Transfer Fee:
None
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 7.50 - 14.74
 7.50 - 14.74
 7.50 - 14.74
APR:
  10.75% - 17.99% Variable
 10.75% - 17.99% Variable
 10.75% - 17.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 Penalty APR may be applied to your account if your account becomes 60 days delinquent.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 0.80% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 ScoreCard Rewards: Earn merchandise, travel or hotel reservation points every time with a signature-based transaction. Your points don't expire so the more your point balance grows, the more reward options you have available.
Special Notes:
 Must be a Members 1st FCU member. Foreign Currency Fees: 1.0% on multiple currency conversions, 0.80% on single currency conversions. Grace Period: The due date is approximately 25 days after the close of each billing cycle; the card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. The card issuer will begin charging interest on cash advances, balance transfers, and convenience checks on the transaction date. Late Payment Fee: Up to $27 the first time, any subsequent violation within six (6) months up to $38. Penalty APR: 18.00%; if your account becomes 60 days delinquent, the Penalty APR will be applied to your balances for a minimum period of six months or payment cycles.
Credit Card More Information:

Card Issued By:
 Members 1st Federal Credit Union
General Correspondence Address:
 PO Box 40
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Cash Back, Balance Transfer, Airlines, Reward
States Available In:
 PA
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee
Credit Needed:
Excellent
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed:
Excellent/Good