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Members 1st FCU Visa® Platinum Points Rewards Credit Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 7.50 - 14.74
 7.50 - 14.74
 7.50 - 14.74
APR:
  10.75% - 17.99% Variable
 10.75% - 17.99% Variable
 10.75% - 17.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you are 60 days delinquent.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 0.80% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 ScoreCard Rewards: Earn merchandise, travel or hotel reservation points every time with a signature-based transaction. You'll earn extra bonus points (2X, 3X, 4X or more) at participating online and in-store retailers. Your points don't expire so the more your point balance grows, the more reward options you have available.
Special Notes:
 Must be a Members 1st FCU member. Foreign Currency Fees: 1.0% on multiple currency conversions, 0.80% on single currency conversions. Grace Period: The due date is approximately 25 days after the close of each billing cycle; The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. The card issuer will begin charging interest on cash advances, balance transfers, and convenience checks on the transaction date. Late Payment Fee: Up to $25. Over-Limit Fee (Opt-In): Up to $15.
Card Issued By:
 Members 1st Federal Credit Union
General Correspondence Address:
 PO Box 40, Mechanicsburg, PA
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Airlines, Balance Transfer, Cash Back, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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