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Members 1st FCU VISA® Platinum Cash Rewards Credit Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 8.50 - 14.74
 8.50 - 14.74
 8.50 - 14.74
APR:
  11.75% - 17.99% Variable
 11.75% - 17.99% Variable
 11.75% - 17.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied if your account becomes 60 days delinquent.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 0.80% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Choose the Platinum Cash Back Card and earn 1% cash back on all purchases or 2% cash back on gas and groceries. Or, redeem points for gift cards at ScoreCardRewards.com.
Special Notes:
 Must be a Members 1st FCU member. Foreign Currency Fee: 1.0% on multiple currency conversions, 0.80% on single currency conversions. Grace Period: The due date is approximately 25 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. The card issuer will begin charging interest on cash advances, balance transfers, and convenience checks on the transaction date. Penalty APR: 18%; Penalty APR will apply until you become current and make six consecutive minimum monthly payments.
Card Issued By:
 Members 1st Federal Credit Union
General Correspondence Address:
 PO Box 40, Mechanicsburg, PA
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 PA
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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