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About Our Ratings

Members 1st FCU VISA® Platinum Cash Rewards Credit Card Review

Members 1st FCU VISA® Platinum Cash Rewards Credit Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
11.75% - 17.99% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 8.50 - 14.74
 8.50 - 14.74
 8.50 - 14.74
APR:
  11.75% - 17.99% Variable
 11.75% - 17.99% Variable
 11.75% - 17.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied if your account becomes 60 days delinquent.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 0.80% - 1%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Earn 2% cash back on gas and groceries (limits apply). Earn 1% cash back on all other purchases. Or, redeem points for gift cards at ScoreCardRewards.com.
Special Notes:
 Must be a Members 1st FCU member. Foreign Currency Fee: 1.0% on multiple currency conversions; 0.80% on single currency conversions. Grace Period: The due date is approximately 25 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. The card issuer will begin charging interest on cash advances, balance transfers, and convenience checks on the transaction date. Late Fee: Up to $27 the first time, any subsequent violation within six (6) months up to $38. Penalty APR: 18.00%; if your account becomes 60 days delinquent, the Penalty APR will be applied to your balances for a minimum period of six months or payment cycles.
Credit Card More Information:

Card Issued By:
 Members 1st Federal Credit Union
General Correspondence Address:
 PO Box 40
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 PA
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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