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About Our Ratings

MCU Visa® Classic Review

MCU Visa® Classic details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
APR:
6 months
Balance Transfer Fee:
None
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 
Margin:
 9.90
 9.90
 N/A
APR:
  13.15% Variable
 13.15% Variable
 17.90% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 5.90% Fixed
 None
 None
Intro Period:
 6 months
 6 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a Municipal Credit Union member. Ideal first card - simple and flexible. Foreign Transaction Fee: 1% of each transaction in U.S. dollars. Cash Advance Fee: Either $1 or 3% of the amount of each cash advance, whichever is greater ($30 maximum fee). Grace Period: The due date is a minimum of 25 days after the close of each billing cycle. The card issuer will not charge you interest on Purchases if you pay your entire balance by the due date each month. Card issuer will begin charging interest on Cash Advances on the date of the transaction. Returned Payment Fee: Up to $20.
Credit Card More Information:

Card Issued By:
 Municipal CU
General Correspondence Address:
 2 Lafayette Street
Card Type:
 Visa
Card Class:
 Classic
Card Category:
 Balance Transfer, Low Intro Rate
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 $0 max.
Credit Limit Notes:
 

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