Earn 1,000 bonus points with your first purchase. Earn 1 reward point for every $1 in net purchases. Plus, you have at least five years to redeem points for rewards. Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
Applicant must be at least 18 years of age, have a US address, a Social Security number, and be attending a 2 or 4-year college. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Cash Equivalent Advance fee is either 4% of the amount of each advance or $20 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. Returned Payment Fee: up to $35.