Malvern Federal Savings Bank College Rewards Visa Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

None

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

None

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Up to $35 max.

Balance Transfer Fee:

See Special Notes

Cash Advance Fee:

See Special Notes

Notes:

Rebate Description:

Special Offer: Earn 1,000 bonus points upon first use of the card. Earn 1 reward point for each net purchase $1 charged to the account. Starting at 1,500 points, you can redeem points for reward options for: travel, cash, gift certificates, merchandise or through Choose Your Own Rewards program, you can redeem points for any card purchase.

Special Notes:

Applicant must be at least 18 years of age, have a US address, a Social Security number, and be attending a 2 or 4 year college. There is no minimum annual household income requirement. Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Not all products offer overdraft protection. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in US dollars; or 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. Late payment Fee, returned payment fee, and over the limit fee are up to $35 each. The cash advance fee is $10 or 4% of the advance amount, whichever is greater, except in the case of cash equivalent advances. For cash equivalent advances the fee is $20 or 4%, whichever is greater. The balance transfer fee is either $10 or 4% of the amount of each transfer, whichever is greater.

Card Issued By:

Elan Financial Services for Malvern Federal Savings Bank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Cash Back, Reward, Student

States Available In:

ALL