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  • Intro APR
  • 0%
  • Regular APR
  • 13.90% - 19.90% Variable
  • Intro APR Period
  • until February 2013
  • Credit Score
  • Credit Score
    Excellent
  • Card Category
  • Gas, Hotel, Low Intro Rate, Miles/Points, Reward, Travel
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
I like that this card offers extra points on groceries and gas and that there are no point caps or expiration dates to worry about. I think the zero percent purchase introductory interest rate is also a pretty good deal. Just keep in mind that after that great introductory APR offer the rate will increase to a 13.90-19.90% variable rate. So, don't plan on making a habit of carrying a balance on this card--which is the general rule for rewards credit cards. The card design is great for loyal LSU fans.
 

LSU Tigers(TM) Platinum Mastercard® from Capital One® Details

Card Issued By:
Capital One
General Correspondence Address:
PO Box 26625 Richmond VA 23261
Card Type:
MasterCard
Card Class:
Platinum
Card Category:
Gas, Hotel, Low Intro Rate, Miles/Points, Reward, Travel
States Available In:
ALL
Minimum Credit Limit:
$3000 min.
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
10.65 - 16.65
10.65 - 16.65
21.65
Standard APR:
13.90% - 19.90% Variable
13.90% - 19.90% Variable
24.90% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
N/A
N/A
Introductory Period:
until February 2013
None
None
 
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
29.40% Variable
Default/Penalty Margin:
26.15
Default/Penalty APR Floor:
None
Maximum Default APR:
29.40%
Penalty/Default Trigger:
Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information

Annual Fee:
N/A None
Foreign Transaction Fee:
Late Fee:
Up to $35 max.
Over-the-limit Fee:
Up to $29 max.. You will only be charged an over-the-credit-limit fee if you choose to accept this option.
Balance Transfer Fee:
N/A
Cash Advance Fee:
3% ($10 min. ). whichever is greater
Rebates/Notes
Rebate Description:
2 points per $1 on purchases at gas stations and major grocery stores. 1 point per $1 spent on all other purchases. No limit on the points you can earn and points don't expire. Redeem points for travel, cash, merchandise and more.
Special Notes:
 
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