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About Our Ratings
Credit Needed
Average

Lowe's Consumer Credit Card Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
None

This card compared to other cash back cards

Card Name
Lowe's Consumer Credit Card
Cashback on Gas
N/A
1-5%
Unlimited 1.5% cash back
Cashback on Groceries
N/A
1-5%
Unlimited 1.5% cash back
Cashback on other
N/A
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
26.99% (Fixed) 
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
CardRatings.com Editorial Staff

Lowe's Consumer Credit Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
26.99% (Fixed)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  26.99% (Fixed)
 N/A
 N/A
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 N/A
Late Fee:
 Up to $35
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
N/A  


Notes:

Rebate Description:
 Choose 5% off every day, or select 6 months special financing with a $299 minimum purchase when you use your Lowe's Consumer Credit Card. Limited time offer. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the required time. Minimum monthly payments required.
Special Notes:
 Retail Store Credit Card for use at Lowe's and related sites. Grace Period: Your due date is at least 23 days after the close of each billing cycle. Card issuer will not charge you any interest on non-promotional purchases if you pay your entire balance by the due date each month. Card issuer will begin charging interest on promotional purchases on the purchase date.
Credit Card More Information:

Card Issued By:
 Synchrony Bank
General Correspondence Address:

Card Type:
  
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Credit Needed:
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