Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening. 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter.
You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. APR for Balance Transfers: 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. Cash Advance APRs: 15.99% to 24.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances (variable with Prime Rate). Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Foreign Transaction Fees: 3% of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States (Note: This fee will be in addition to any other applicable fee). Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR will apply indefinitely.