None ($60 yearly fee applies only to optional Travel Rewards Program)
Foreign Transaction Fee:
0.80% - 3%
Balance Transfer Fee:
3% ($5 min. )
Redeem points toward Lexus service, parts and accessories. Redeem points toward up to 10% off a new vehicle purchase or lease. Or, redeem points for Visa Travel Redemption, available for Cardmembers with the optional Travel Rewards program ($60 annual fee).
Annual Fee: $0; optional Travel Rewards Program has a $60 yearly fee. APR for Balance Transfers: 3.99% introductory APR for the first 6 billing cycles for balances transferred within 30 days from account opening; after that, 12.99% to 22.99% (variable) based on your creditworthiness when you open your account. Foreign Currency Fee: 0.8% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Grace Period: Your due date is 24 - 30 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month.