1% cash back each year on everyday purchases like groceries, gasoline and movie tickets.
Annual Membership Fee: $0 or $29, depending on your credit history at account opening. Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater. Convenience Check Cash Advance Fee: Either 3% or $5 minimum, whichever is greater. Cash Advance or Cash Advance ATM Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency.
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