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About Our Ratings

LANPASS Visa® Secured Card Review

LANPASS Visa® Secured Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
22.99% Variable
Annual Fee:
$25
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 19.74
 19.74
 20.99
APR:
  22.99% Variable
 22.99% Variable
 24.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 $25
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 Now you can earn Miles that take you to your dream destinations and help build your credit too. No Cap on Miles Earned. 10% discount on LAN purchase (up to $500) 1 time per year.
Special Notes:
 Rebuild or establish credit with this secured card. A minimum security deposit of $300 is required ($5,000 maximum). You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater. Cash Advance and Cash Advance ATM: Either 4% of the amount of each advance or $5 minimum, whichever is greater. Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 U.S. Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 $300 min.
Maximum Credit Limit:
 $5000 max.
Credit Limit Notes:
 

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