The 1-2-3 REWARDS® Visa Card gives you unlimited rewards at Kroger, King Soopers, City Market, Dillons, Baker's, Smith's, Fry's and QFC. Earn 1 point per net $1 spent anywhere Visa is accepted, 2 points per net $1 spent in the Kroger® family of stores (excluding fuel centers), 3 points per $1 spent on the Kroger family of quality brands. Save an additional 25¢ per gallon at Kroger Family of Stores Fuel Centers for the first 3 months when you redeem 100 fuel Rewards points.
You will not be charged interest on Purchases if you pay your entire balance by the due date each month. APR for Balance Transfers: 0% introductory APR for the first 9 billing cycles for balances transferred within 30 days from account opening. After that, 13.99% to 23.99% based on your creditworthiness when you open your account. Convenience Check Cash Advance, Cash Advance or Cash Advance ATM Fees: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Returned Payment Fee: Up to $35.