Should your application for the SKYPASS Visa Signature card be denied, submitting the application constitutes your application for a SKYPASS Visa Classic card. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. No Foreign Transaction Fee. Cash Equivalent Advance fee is either 4% of the amount of each advance or $10 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. Returned Payment Fee: Up to $35.