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About Our Ratings
Credit Needed
Good

KeyBank College Rewards MasterCard Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
11.99% - 20.99% Variable 

This card compared to other cash back cards

Cashback on Gas
1%
1% When You Buy, 1% As You Pay
Cashback on Groceries
1%
1% When You Buy, 1% As You Pay
Cashback on other
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
1% When You Buy, 1% As You Pay
Purchase APR
11.99% - 20.99% Variable 
11.24% - 23.24% Variable 
13.24% - 23.24%* (Variable) 
CardRatings.com Editorial Staff

KeyBank College Rewards MasterCard details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
none
Purchase Intro:
APR:
None
Purchase APR:
11.99% - 20.99% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 
 
 
Margin:
 8.74 - 17.74
 8.74 - 17.74
 20.74
APR:
  11.99% - 20.99% Variable
 11.99% - 20.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 none
 none
 none


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2% - 3%
(2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency)
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 Earn 1 point for every dollar in net spend and1,000 bonus points for first use
Special Notes:
 Card applicant must be at least 18 years of age and a U.S. citizen or permanent U.S. resident and a full-time student attending a college or university. Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month.
Credit Card More Information:

Card Issued By:
 Elan Financial Services for KeyBank
General Correspondence Address:
 PO Box 6354
Card Type:
 MasterCard
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.

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Apply online for Discover it®- Cashback Match™ with No Annual Fee

Discover it®- Cashback Match™ with No Annual Fee

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good