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Credit Needed
Good

KeyBank College Rewards MasterCard Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
KeyBank College Rewards MasterCard
Cashback on Gas
1-5%
Unlimited 1.5% cash back
Cashback on Groceries
1-5%
Unlimited 1.5% cash back
Cashback on other
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
None
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
11.99% - 20.99% Variable 
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
CardRatings.com Editorial Staff

KeyBank College Rewards MasterCard details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
none
Purchase Intro:
APR:
None
Purchase APR:
11.99% - 20.99% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 
 
 
Margin:
 8.74 - 17.74
 8.74 - 17.74
 20.74
APR:
  11.99% - 20.99% Variable
 11.99% - 20.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 none
 none
 none


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 2% - 3%
(2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency)
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 Earn 1 point for every dollar in net spend and1,000 bonus points for first use
Special Notes:
 Card applicant must be at least 18 years of age and a U.S. citizen or permanent U.S. resident and a full-time student attending a college or university. Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month.
Credit Card More Information:

Card Issued By:
 Elan Financial Services for KeyBank
General Correspondence Address:
PO Box 6354
Fargo, ND 58125
Card Type:
 MasterCard
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.

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Credit Needed:
Excellent, Good
Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99%-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good