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About Our Ratings

KeyBank Business MasterCard® Credit Card Review

KeyBank Business MasterCard® Credit Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
6 billing_cycles
Purchase Intro:
APR:
0% Fixed
Period:
6 billing_cycles
Purchase APR:
10.99% - 20.99% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 7.74 - 17.74
 7.74 - 17.74
 20.74
APR:
  10.99% - 20.99% Variable
 10.99% - 20.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 6 billing_cycles
 6 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 29.99% Variable
Default/Penalty Margin:
 26.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you are 2 consecutive billing cycles past due.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 APR for Balance Transfers: 0.00% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening. After that, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Grace Period: 25 days; you will not be charged interest on Purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: Either $10.00 or 4% of the amount of each transaction, whichever is greater. Cash Advance Fee: Either $10.00 or 4% of the amount of each transaction, whichever is greater. Foreign Transaction Fee: 3% of the amount of each foreign currency transaction after its conversion into U.S. Dollars. Penalty APR: 29.99%; If your APRs are increased, the Penalty APR will apply until you make six consecutive minimum payments when due.
Credit Card More Information:

Card Issued By:
 KeyBank
General Correspondence Address:
 
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 
States Available In:
 AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, WA
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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