dcsimg
About Our Ratings
Credit Needed
Excellent

KeyBank Business MasterCard® Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
Variable 11.24% to 21.24% based on your creditworthiness 

This card compared to other cash back cards

Card Name
KeyBank Business MasterCard® Credit Card
Cashback on Gas
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1% When You Buy, 1% As You Pay
1%
Purchase APR
Variable 11.24% to 21.24% based on your creditworthiness 
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

KeyBank Business MasterCard® Credit Card details

Balance Transfer Intro APR:
0.00% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening.
Balance Transfer Intro Period:
6 billing cycles
Purchase Intro:
APR:
0.00% Introductory APR for the first 6 monthly billing cycles following account opening
Period:
6 billing cycles
Purchase APR:
Variable 11.24% to 21.24% based on your creditworthiness
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 7.74% to 17.74%
 7.74% to 17.74%
 20.74%
APR:
  Variable 11.24% to 21.24% based on your creditworthiness
 Variable 11.24% to 21.24% based on your creditworthiness
 24.24% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for the first 6 monthly billing cycles following account opening
 0.00% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening.
 N/A
Intro Period:
 6 billing cycles
 6 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 30.24% (variable); If your APRs are increased, the Penalty APR will apply until you make six consecutive minimum payments when due.
Default/Penalty Margin:
 26.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you are 2 consecutive billing cycles past due.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of the amount of each foreign currency transaction after its conversion into U.S. Dollars.
Late Fee:
 Up to $39
Over-the-limit Fee:
 $39 per cycle
Balance Transfer Fee:
Either $10.00 or 4% of the amount of each transaction, whichever is greater.  


Notes:

Rebate Description:
 N/A
Special Notes:
 
Credit Card More Information:

Card Issued By:
 KeyBank
General Correspondence Address:
 
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Credit Needed:
Excellent/Good