dcsimg

Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

About Our Ratings
Credit Needed
Excellent

KeyBank Business MasterCard® Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
KeyBank Business MasterCard® Credit Card
Cashback on Gas
Unlimited 1.5% cash back
5%
Cashback on Groceries
Unlimited 1.5% cash back
1%
Cashback on other
Unlimited 1.5% cash back
5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
0.00% Introductory APR for the first 6 monthly billing cycles following account opening
Period:
6 billing cycles
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
12 months
Purchase APR
11.24% to 21.24% (Variable) 
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

KeyBank Business MasterCard® Credit Card details

Balance Transfer Intro APR:
0.00% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening.
Balance Transfer Intro Period:
6 billing cycles
Purchase Intro:
APR:
0.00% Introductory APR for the first 6 monthly billing cycles following account opening
Period:
6 billing cycles
Purchase APR:
11.24% to 21.24% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 7.74% to 17.74%
 7.74% to 17.74%
 20.74%
APR:
  11.24% to 21.24% (Variable)
 11.24% to 21.24% (Variable)
 24.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for the first 6 monthly billing cycles following account opening
 0.00% Introductory APR for the first 6 monthly billing cycles following account opening when balance is transferred within the first 60 days following account opening.
 N/A
Intro Period:
 6 billing cycles
 6 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 30.24% (Variable); If your APRs are increased, the Penalty APR will apply until you make six consecutive minimum payments when due.
Default/Penalty Margin:
 26.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you are 2 consecutive billing cycles past due.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of the amount of each foreign currency transaction after its conversion into U.S. Dollars.
Late Fee:
 Up to $39
Over-the-limit Fee:
 $39 per cycle
Balance Transfer Fee:
Either $10.00 or 4% of the amount of each transaction, whichever is greater.  


Notes:

Rebate Description:
 N/A
Special Notes:
 Returned Payment Fee: None
Credit Card More Information:

Card Issued By:
 KeyBank
General Correspondence Address:
 
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good