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Justice FCU Visa® Platinum Rewards Card Review

Justice FCU Visa® Platinum Rewards Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
APR:
6 months
Balance Transfer Fee:
None
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  11.90% Fixed
 11.90% Fixed
 11.90% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 0% Fixed
Intro Period:
 6 months
 6 months
 6 months


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 CU Rewards: Redeem points for vacation, travel, gift cards, cruises, brand-name merchandise and more.
Special Notes:
 Must be a Justice FCU member. APR for Purchases, Balance Transfers and Cash Advances: 0.00% Introductory APR for 6 months; after that your APR will be 11.90%. Foreign Transaction Fee: 1% of each foreign currency transaction in U.S. dollars; 1% of each U.S. Dollar transaction that occurs in a foreign country. Grace Period: The card company will not charge you interest on purchases if you pay your entire balance owed each month within at least 23 days of your statement closing date; card issuer will begin charging interest on cash advances and balance transfers on the transaction date. Late Payment Fee: Up to $25 after 10 days. Cash Advance Fee: Either $10 or 2% of the advance, whichever is greater (maximum $50). No annual fee, no balance transfer fee and no penalty APR.
Credit Card More Information:

Card Issued By:
 JUSTICE Federal Credit Union
General Correspondence Address:
 5175 Parkstone Dr #200
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Low Intro Rate, Reward, Balance Transfer
States Available In:
 
Minimum Credit Limit:
 $5000 min.
Maximum Credit Limit:
 $40000 max.
Credit Limit Notes:
 

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  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
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  • NEW OFFER! 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers
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Credit Needed:
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