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About Our Ratings
Credit Needed
Average

Justice FCU Visa® Classic Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
Justice FCU Visa® Classic Card
Cashback on Gas
1.5%
1%
Cashback on Groceries
1.5%
1%
Cashback on other
1.5%
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
0.00% Introductory APR for 6 months (except for all previous credit union card accountholders)
Period:
6 months
APR:
0%
Period:
for 15 Months
APR:
0%
Period:
for 12 months
Purchase APR
16.90% (fixed) 
14.24%-23.24% (Variable) 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

Justice FCU Visa® Classic Card details

Balance Transfer Intro APR:
0.00% Introductory APR for 6 months (except for all previous credit union card accountholders)
Balance Transfer Intro Period:
6 months
Purchase Intro:
APR:
0.00% Introductory APR for 6 months (except for all previous credit union card accountholders)
Period:
6 months
Purchase APR:
16.90% (fixed)
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  16.90% (fixed)
 16.90% (fixed)
 16.90% (fixed)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for 6 months (except for all previous credit union card accountholders)
 0.00% Introductory APR for 6 months (except for all previous credit union card accountholders)
 0.00% Introductory APR for 6 months (except for all previous credit union card accountholders)
Intro Period:
 6 months
 6 months
 6 months


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% of each foreign currency transaction in U.S. dollars; 1% of each U.S. Dollar transaction that occurs in a foreign country.
Late Fee:
 Up to $25 after 10 days
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be a Justice FCU member. The VISA Classic Card is the perfect starter card, giving you the freedom to build your credit while enjoying all the exceptional benefits of being a Justice cardholder. Returned Payment Fee: Up to $30.
Credit Card More Information:

Card Issued By:
 JUSTICE Federal Credit Union
General Correspondence Address:
 5175 Parkstone Dr #200
Card Type:
 Visa
Card Class:
 Classic
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $5000 max.
Credit Limit Notes:
 

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  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
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  • No annual fee
Credit Needed:
Excellent/Good
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Credit Needed:
Excellent/Good