Iberiabank Visa® Select
- This card is best for consumers with excellent credit that may need to carry a balance for a long period of time.
- Intro APR
- 0%
- Regular APR
- 7.50 - 11.50%
- Intro APR Period
- 12 months
- Credit Score
Excellent
- Card Category
- Balance Transfer, Low Interest, Low Intro Rate, Low Ongoing Rate
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldThis card has one of the lowest APRs in the nation. Downside: There is a $35 annual fee and a balance transfer fee. Excellent credit rating (defined as free of all derogatory comments) required. Candidate must have a minimum 6 months employment with current employer. Verification and proof of income required for both applicant and joint applicant.
Iberiabank Visa® Select Details
Card Issued By:
IberiaBank
General Correspondence Address:
PO Box 7500 Little Rock AR 72217-7500
Card Type:
Unknown
Card Class:
Signature
Card Category:
Balance Transfer, Low Interest, Low Intro Rate, Low Ongoing Rate
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
4.25 - 8.25
4.25 - 8.25
9.50 - 13.50
Standard APR:
7.50 - 11.50%
7.50% - 11.50% Fixed
12.75% - 16.75% Variable
Standard APR Floor:
Introductory Rate:
0%
0% or 7.50% - Purchases
N/A
Introductory Period:
12 months
12 months
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
0 days
Default/Penalty APR:
None.
Default/Penalty Margin:
0
Default/Penalty APR Floor:
Maximum Default APR:
N/A
Penalty/Default Trigger:
N/A
Credit Card Fee Information
Annual Fee:
$35
Foreign Transaction Fee:
3%
Late Fee:
Up to $35 max.
Over-the-limit Fee:
None
Balance Transfer Fee:
3% fee
Cash Advance Fee:
5% ($5 min. - $100 max.)
Rebates/Notes
Rebate Description:
Special Notes:
Low ongoing variable interest rate and 0% introductory balance transfer APR.
Other IberiaBank Credit Card Offers
Recent Articles:
- Company credit cards: What you need to know
There seems to be a lot of confusion out there on how to use a company credit card. True, millions of people use them every day without making the news, but in recent months, there have been a lot of local headlines about employees getting in hot water for how they've managed their business credit [...] - 10 best credit card commercials
- Surf's up! Balance transfers are back
- Best credit cards for Valentine's Day
- 5 financial Band-Aids that can make the bleeding worse
- Showdown: American Express Centurion vs. Visa Black Card
- Square one: how to build credit after divorce
- How Decision 2012 could change your credit cards
Recent Blog Posts:
- Credit card tips for Super Bowl trips
If you're going to the Super Bowl XLVI in Indianapolis Feb. 5 to see the New York Giants and the New England Patriots… - Justice served? Credit card thief is robbed
- Two sides of Suze Orman's prepaid card
