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Apply online for Iberiabank Visa<sup>®</sup> Platinum
  • Iberiabank Visa® Platinum

  • This card is best for consumers with excellent credit that might occasionally need to carry a balance, but would still like to earn rewards.
  • Apply on line for Iberiabank Visa<sup>®</sup> Platinum
 
  • Intro APR
  • Regular APR
  • 9.25 - 15.25%
  • Intro APR Period
  • None
  • Credit Score
  • Credit Score
    Excellent
  • Card Category
  • Low Intro Rate, Reward
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
This card offers up to 17,000 bonus points in the first year of account ownership. An initial bonus of 5,000 points will be awarded with your first purchase and an additional bonus of 1,000 each month purchases of $250.00 or more are made in the first 12 months of account ownership. 1 bonus point for every $1 in qualifying net retail purchases will be earned outside of the initial bonus offer. Rewards can be redeemed with as little as 700 bonus points. The low APR applies to balance transfers processed within three months of your account open date. After that, the APR will be the same as your assigned purchase rate and based on your credit worthiness. There is travel accident coverage up to $1,000,000 and there is no annual fee. APR can be well below average for a rewards card with qualifying credit. There is also a low introductory purchase rate.
 

Iberiabank Visa® Platinum Details

Card Issued By:
IberiaBank
General Correspondence Address:
PO Box 7500 Little Rock AR 72217-7500
Card Type:
Visa
Card Class:
Platinum
Card Category:
Low Intro Rate, Reward
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
N/A
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
6 - 12
06.00 - 12.00
11.50-19.50
Standard APR:
9.25 - 15.25%
9.25% - 15.25% Variable
14.75% - 21.25% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
 
1.99%
N/A
Introductory Period:
None
6 months
None
 
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
Default/Penalty APR:
None.
Default/Penalty Margin:
0
Default/Penalty APR Floor:
None
Maximum Default APR:
N/A
Penalty/Default Trigger:
N/A

Credit Card Fee Information

Annual Fee:
None
Foreign Transaction Fee:
2%
Late Fee:
Up to $35 max.
Over-the-limit Fee:
None
Balance Transfer Fee:
2% fee
Cash Advance Fee:
5% ($5 min. - $100 max.)
Rebates/Notes
Rebate Description:
N/A
Special Notes:
Earn up to 17,000 bonus points in the first year of account ownership. Low ongoing variable interest rate and 0% introductory balance transfer APR. ScoreMore, a new feature of ScoreCard Rewards, allows customers to ScoreMore with Bonus Points - 2X, 3X, 4X or more at participating retailers online and in-store.
 
Other IberiaBank Credit Card Offers
 
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