Iberiabank Visa® Gold
- This card is best for consumers with excellent credit that might occasionally carry a balance, but still wants rewards.
- Intro APR
- Regular APR
- 9.25 - 15.25%
- Intro APR Period
- None
- Credit Score
Excellent
- Card Category
- Cash Back, Low Intro Rate
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldHere is a low rate credit card with cash back rewards. There are no limits on the cash back and no expiration date on eligibility for accounts in good standing. There is travel accident coverage up to $500,000 and no annual fee. There is also a low introductory purchase and balance transfer rate. Downside: Rewards are not as aggressive as many other cards. Excellent credit rating required. Candidate must have a minimum 6 months employment with current employer. Verification and proof of income required for both applicant and joint applicant.
Iberiabank Visa® Gold Details
Card Issued By:
IberiaBank
General Correspondence Address:
PO Box 7500 Little Rock AR 72217-7500
Card Type:
Visa
Card Class:
Gold
Card Category:
Cash Back, Low Intro Rate
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime +
Prime +
Prime +
Margin:
6 - 12
06.00 - 12.00
11.50-19.50
Standard APR:
9.25 - 15.25%
9.25% - 15.25% Variable
14.75% - 21.25% Variable
Standard APR Floor:
Introductory Rate:
1.99%
N/A
Introductory Period:
None
6 months
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
N/A days
Default/Penalty APR:
None.
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
N/A
Penalty/Default Trigger:
N/A
Credit Card Fee Information
Annual Fee:
None
Foreign Transaction Fee:
2%
Late Fee:
Up to $35 max.
Over-the-limit Fee:
None
Balance Transfer Fee:
2% fee
Cash Advance Fee:
5% ($5 min. - $100 max.)
Rebates/Notes
Rebate Description:
N/A
Special Notes:
Low ongoing variable interest rate and 0% introductory balance transfer APR.
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