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Credit Needed
Excellent

HSBC Premier World MasterCard® Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
Variable 13.24% or 17.24% based on your credit worthiness 

This card compared to other cash back cards

Card Name
HSBC Premier World MasterCard®
Cashback on Gas
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1% When You Buy, 1% As You Pay
1%
Purchase APR
Variable 13.24% or 17.24% based on your credit worthiness 
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

HSBC Premier World MasterCard® details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
N/A
Purchase APR:
Variable 13.24% or 17.24% based on your credit worthiness
Annual Fee:
$0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.74% or 13.74%
 9.74% or 13.74%
 21.74%
APR:
  Variable 13.24% or 17.24% based on your credit worthiness
 Variable 13.24% or 17.24% based on your credit worthiness
 25.24% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 30.24% (variable): If the Penalty APR is applied, it will apply for at least 6 months and may apply indefinitely.
Default/Penalty Margin:
 26.74%
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 $0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo
Foreign Transaction Fee:
 None
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check.  


Notes:

Rebate Description:
 HSBC Premier World MasterCard® credit card Rewards Program Points4 never expire and are not capped. You earn one Point for every new, net dollar in credit card purchases. Redeem Points for credit towards airline tickets, frequent flyer miles at participating airlines, cash back, vacation packages and much more.
Special Notes:
 Returned Payment Fee: Up to $25.
Credit Card More Information:

Card Issued By:
 HSBC Bank
General Correspondence Address:
 One HSBC Center
Card Type:
 MasterCard
Card Class:
 World
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Credit Needed:
Excellent/Good