Redeem Points towards a variety of rewards such as credit towards airline tickets, frequent flyer miles at participating airlines, cash back, vacation packages and much more. Enjoy Points with no expiration dates or earnings cap. Earn 1 point for every $1 spent in net purchases.
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained. A Cash Advance Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each cash advance transaction. A Balance Transfer Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each balance transfer and credit card check. There is no annual fee, no Overdraft Transaction Fee, nor Foreign Transaction Fee. Penalty APR: 29.99% (variable); If your APRs are increased for the stated reason, the Penalty APR may apply indefinitely.