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About Our Ratings
Credit Needed
Excellent

HSBC Premier World MasterCard® Review

Top Features

Cashback on Gas
1%
Cashback on groceries
1%
Cashback on other
1%
Annual Fee
$0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo

This card compared to other cash back cards

Cashback on Gas
1%
2% at U.S. gas stations
1-5%
Cashback on Groceries
1%
3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
1-5%
Cashback on other
1%
Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. 1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% on Purchases
Period:
for the first 12 months
APR:
0%
Period:
14 months
Purchase APR
13.49% or 17.49% (Variable) 
13.74%-23.74% Variable 
11.49% - 23.49% Variable 
Rates and Fees
CardRatings.com Editorial Staff

HSBC Premier World MasterCard® details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
13.49% or 17.49% (Variable)
Annual Fee:
$0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.74% or 13.74%
 9.74% or 13.74%
 21.74%
APR:
  13.49% or 17.49% (Variable)
 13.49% or 17.49% (Variable)
 25.49% (Variable)
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 30.49% (Variable): If the Penalty APR is applied, it will apply for at least 6 months and may apply indefinitely.
Default/Penalty Margin:
 26.74%
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 $0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo
Foreign Transaction Fee:
 None
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check.  


Notes:

Rebate Description:
 HSBC Premier World MasterCard® credit card Rewards Program Points never expire and are not capped. You earn one Point for every new, net dollar in credit card purchases. Redeem Points for credit towards airline tickets, frequent flyer miles at participating airlines, cash back, vacation packages and much more.
Special Notes:
 Returned Payment Fee: Up to $25
Credit Card More Information:

Card Issued By:
 HSBC Bank
General Correspondence Address:
One HSBC Center
Buffalo, NY 14203
Card Type:
 MasterCard
Card Class:
 World
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • Limited Time Offer: Apply by 5/3/17 - Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
Excellent, Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good