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About Our Ratings
Credit Needed
Excellent

HSBC Premier World MasterCard® Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
$0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo

This card compared to other cash back cards

Card Name
HSBC Premier World MasterCard®
Cashback on Gas
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
5% Earnings for $5k and 2% after
Cashback on other
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
Variable 13.24% or 17.24% based on your credit worthiness 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

HSBC Premier World MasterCard® details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
Variable 13.24% or 17.24% based on your credit worthiness
Annual Fee:
$0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.74% or 13.74%
 9.74% or 13.74%
 21.74%
APR:
  Variable 13.24% or 17.24% based on your credit worthiness
 Variable 13.24% or 17.24% based on your credit worthiness
 25.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 30.24% (variable): If the Penalty APR is applied, it will apply for at least 6 months and may apply indefinitely.
Default/Penalty Margin:
 26.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 $0 Annual Fee during first year of Account opening. $0 For HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. $95 For HSBC Premier World MasterCard® credit card Account custo
Foreign Transaction Fee:
 None
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check.  


Notes:

Rebate Description:
 HSBC Premier World MasterCard® credit card Rewards Program Points never expire and are not capped. You earn one Point for every new, net dollar in credit card purchases. Redeem Points for credit towards airline tickets, frequent flyer miles at participating airlines, cash back, vacation packages and much more.
Special Notes:
 Returned Payment Fee: Up to $25
Credit Card More Information:

Card Issued By:
 HSBC Bank
General Correspondence Address:
One HSBC Center
Buffalo, NY 14203
Card Type:
 MasterCard
Card Class:
 World
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good