A best in class mileage/travel Rewards credit card. This card offers a flexible Rewards Program with first-rate dining, cash back and travel opportunities - including airline tickets with no blackout dates. Enjoy access to World MasterCard® Concierge Service, providing assistance with worldwide travel arrangements, dinner reservations, and much more. Enjoy Points with no expiration dates or earnings cap.
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained. A Cash Advance Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each cash advance transaction. A Balance Transfer Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each balance transfer and credit card check. There is no annual fee, no Overdraft Transaction Fee, nor Foreign Transaction Fee. Penalty APR: 29.99% (variable); if your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.