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HSBC Platinum MasterCard® with Cash or Fly Rewards

Credit Card Rate Information:

Balance Transfer
Cash Advance

 9.74 - 19.74
 9.74 - 19.74
  12.99% - 22.99% Variable
 12.99% - 22.99% Variable
 24.99% Variable
APR Floor:
Intro Rate:
 0% Fixed
 0% Fixed
Intro Period:
 12 months
 12 months

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 29.99% Variable
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
 Your APRs may increase to the Penalty APR if you fail to make a minimum payment when due.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($10 min. )  


Rebate Description:
 Earn double Reward Points on all purchases for the first six months from the account open date. Afterwards, earn one point for every new, net dollar in credit card purchases, with no Points expiration or earnings cap. Redeem Points for 1% cash back or fly anywhere, anytime on just about any airline, with no blackout dates or seating restrictions. You can travel with as few as 7,500 Points on almost any major airline.
Special Notes:
 0% Introductory APR on credit card purchases and balance transfers for 12 months from Account opening. After that, a variable APR of 12.99%, 16.99% and 22.99% will apply, based on your creditworthiness. A Cash Advance Fee of either $10 or 4%, whichever is greater, will apply on each cash advance transaction. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. An Overdraft Transaction Fee of either $10 or 4%, whichever is greater, will apply to the overdraft amount, if applicable. There is no Annual Fee nor Foreign Transaction Fee.
Card Issued By:
General Correspondence Address:
Card Type:
Card Class:
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate, Miles/Points, Reward
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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