Average Consumer Ratings:


Overall Ratings:

Reward Program:

Card Benefit:

Customer Service:

HSBC Platinum MasterCard® with Rewards


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 9.74 - 19.74
 9.74 - 19.74
 21.74
APR:
  12.99% - 22.99% Variable
 12.99% - 22.99% Variable
 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 months
 12 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 29.99% Variable
Default/Penalty Margin:
 26.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 Your APRs may increase to the Penalty APR if you make a late payment.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 Earn one point for every new, net dollar in credit card purchases, with no Points expiration or earnings cap. Redeem Points for 1% cash back or choose between hundreds of redemption options including popular gift cards, merchandise or flights on most major airlines.
Special Notes:
 0% Introductory APR on credit card purchases and balance transfers for 12 months from Account opening. After that, a variable APR of 12.99%, 16.99% and 22.99% will apply, based on your creditworthiness. A Cash Advance Fee of either $10 or 4%, whichever is greater, will apply on each cash advance transaction. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. An Overdraft Transaction Fee of either $10 or 4%, whichever is greater, will apply to the overdraft amount, if applicable. There is no Annual Fee nor Foreign Transaction Fee. Penalty APR: 29.99% (variable); If your APRs are increased for the stated reason, the Penalty APR may apply indefinitely.
Card Issued By:
 
General Correspondence Address:
 
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate, Miles/Points, Reward
States Available In:
 CA, CT, DC, DE, FL, MD, NJ, NY, OR, PA, VA, WA
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



E-Mail will not be published












*The credit card information displayed here has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.

Other cards you may be interested in:

Consumer Reviews


  1. Overall Ratings:

    Reward Program:

    Card Benefit:

    Customer Service:

    Alexi ( Jul 25, 2013 at 5:28 am)

    The APR is ridiculous. They were not willing to work with me to lower it either.