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HSBC Platinum MasterCard® with Cash or Fly Rewards


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 9.74
 9.74%
 15.99%
APR:
 12.99% Variable
 12.99% Variable
 19.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 0.00%
 N/A
Intro Period:
 12 months
 12 months
 N/A


Finance Calculation Method:
 Unknown
Purchase Grace Period:
 
Default/Penalty APR:
 31.99% Variable
Default/Penalty Margin:
 28.74
Default/Penalty APR Floor:
 None
Maximum Default APR:
 
Penalty/Default Trigger:
 Your APRs may increase to the Penalty APR if you fail to make a minimum payment when due.
Credit Card Fee Information:

Annual Fee:
 $0 min. - $35 max.
Foreign Transaction Fee:
 3%
Late Fee:
 
Over-the-limit Fee:
 None
Balance Transfer Fee:
 See Special Notes
Cash Advance Fee:
 See Special Notes


Notes:

Rebate Description:
 Earn 1 point for every dollar spent; 25,000 points equal a domestic roundtrip airfare with a maximum dollar value of $400. Start redeeming for travel with as little as 7,500 points. 1% cash back option. No earning cap or point expiration. No blackout dates. Book your own ticket or use your travel agency.
Special Notes:
 An Annual Fee between $0 and $35 will apply, depending on your creditworthiness. Cash Advance fee is 3% ($5 minimum) for all cash advances, unless otherwise noted. The Balance Transfer fee is 3% ($5 minimum) will apply to each balance transfer, unless otherwise noted.
Card Issued By:
 
General Correspondence Address:
 
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate, Miles/Points, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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